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Will my insurance company give me a discount for driving a “green” car?

I’m considering trading in my truck for a Toyota Prius hybrid. The salesperson said that the car should be cheaper to insure than my truck because my company will give me a discount for driving a “green” car. Is that true, or is the salesman just trying to sell me a car?

Agent Answer

Neil Richardson

First, let me say that each insurance company is different. While there are many commonalities between companies, especially concerning coverage, it’s impossible to guarantee that you will get a discount, much less a lower rate, for purchasing a hybrid car. The best thing you can do would be to take the VIN of the hybrid and contact your insurance provider for a quote. That’s the only way to know for sure if this vehicle will be more or less expensive to insure than your current vehicle. It’s also a good idea to compare rates with as many other companies as possible to ensure you’re getting the best coverage at the best rate.

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