A friend clipped the front drivers side of my 1996 S-10, he has insurance. I am wondering if the ins. co. will total my truck. I don’t want my truck to be totaled, but I do want it fixed. I don’t know if it would be over the ins. co.’s worth of my truck. It was spotless until this. I don’t know what to do. He has called his ins. co., I think I am going to get screwed on this, what do you say?