Will my premium go up if I file a claim where other guy was at fault.

I live in Michigan where there is no fault insurance. I had a car accident and another guy was at fault. He gave me his phone number and insurance card. Police were not called. I called my insurance and after investigation, they told me that the other guy is at fault. My insurance got my car fixed. Will my next insurance premium go up next time?

Sep 10, 2018 Rochester Hills, MI

Ava Lynch

Sep 10, 2018

When your insurance pays out on a claim, it can impact your rates for up to five years. Since he was at fault, they may not go up as much as they would if you were at fault. Here is more information on the insurance laws for Michigan. If it does go up, you can always shop around. We can quote you with several carriers at You can also give us a call at 833-768-7789. Good luck and if you have any other questions, please don't hesitate to ask.

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