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Will my son’s accident on my policy affect my rates?

My son had a minor accident, it was his fault for not making a stop on time. But the insurance and car is under my name will the insurance go up even though if I wasn’t involved/driving the car at that time or will only affect him when he tries to get his own insurance?

Agent Answer

Ava Lynch
It will impact both of your rates. He will show an accident on his driving record. You will have a claim listed on your claims history report. Accidents can impact your rates for up to five years. Here is more information on what to expect when filing a claim. Good luck and if you have any other questions, don’t hesitate to ask.

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