I think I am missing some information. I don't know what you mean by they will not cover the damages because you live in Ohio. However, what I recommend is the following:
- First, you need to find out what kind of uninsured coverage you have. There is uninsured motorist bodily injury, which would cover your injuries if you were hurt in an accident caused by an uninsured driver. There is also uninsured motorists property damage. This covers your vehicle if you are hit by someone without insurance or a hit and run.
- If you have uninsured motorist property damage, you would need to provide a police report to prove it was a hit and run. Your best option is to call your company and find out what the exact coverage is and if there is anything you can do to have the damages covered. Good luck and if you have any questions, don't hesitate to ask.