How Much Are Car Insurance Rates in Aurora?
It is crucial to save while insuring a vehicle in Aurora because premiums in Aurora are known for being expensive. They are generally 10% greater than Colorado's average. We've analyzed how auto insurance rates in Aurora compare to premiums nationwide.
INSURANCE COSTS: AURORA VS. STATE/US AVERAGES
|City Average||State Average||National Average|
Aurora Auto Insurance by Credit Score
Improving your credit tier from Very Poor credit (300-579) to Exceptional credit (800-850) can save you an average of 55% every year on premiums. The greatest benefit of better credit occurs when upgrading from Very Poor (300-579) to Fair (580-669), by which drivers can save an average of $403 per year.
AURORA CAR INSURANCE COSTS BY CREDIT LEVEL
|Credit Score||Average Car Insurance Rate|
Aurora Car Insurance After Accidents or Violations
Do you have a history of accidents or violations? That may influence your car insurance premiums. In Aurora, drivers with a DUI need to spend 53% more than the city average to insure their vehicle. Reckless driving will bump your premiums up as well, with typical rates of $2,394. That is 51% higher than the city average! No one plans on being in an accident, but stuff happens, so be aware of how your rates can change following one. If you are found at-fault in an accident in Aurora, expect your annual car insurance premiums to increase by $764.
AVERAGE AURORA INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
|At-fault Accident (damages less than $1,000)||$2,345|
|At-fault Accident (damages greater than $2,000)||$2,345|
|Speeding Ticket (16-20 mph over speed limit)||$1,923|
Aurora Car Insurance by Driver Age
Teenage drivers have the biggest premiums of any age group. They pay around $6,352 per year on car insurance premiums. At $1,451, drivers in their 50s have the lowest car insurance premiums among any age group. However, those in their 60s ($1,487) aren’t paying much more. The greatest drop in premiums between any age group is from the teenage age range to the 20s, as drivers in Aurora start saving an average of 66%. Insurance rates in Aurora continue to trend downward up until drivers hit 60.
AURORA CAR INSURANCE PRICES BY DRIVER AGE
Aurora Car Insurance by Marital Status and Gender
Car insurance premiums in Aurora are influenced by marital status and gender. $47 is the amount by which men's and women's car insurance premiums vary. Rates for those who are widowed are moderately cheaper than rates for those who are single. You spend an average of 6% more per year if you're single or divorced as opposed to married.
AURORA CAR INSURANCE RATES BY GENDER AND MARITAL STATUS
|Marital Status/Gender||Average Rate|
What drives up car insurance rates in Aurora?
Where you live in Aurora affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Aurora is no exception to the rule. From zip code 60504 to 80010, premiums rise by 69 percent—that’s $664.
Expensive Aurora Zip Codes: 80045, 80247, 80012, 80047, 80010
Cheap Aurora Zip Codes: 60504, 60502, 60564, 60503, 60506
Aurora Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.
And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Aurora, you can expect 72 rainy days with an annual rainfall of 17 inches. Aurora is also known to experience severe winter storms. You can check on the condition of the roads anytime here.
Rainy Days a Year
Avg. Annual Rainfall
Avg. Annual Snowfall
Find Local Aurora Agents
Wave Financial Partners
3025 S Parker Rd # 110 Aurora, CO 80014
CoWest Of Aurora
14211 E 4th Ave #210 Aurora, CO 80011
Colorado Insurance Professionals , Inc
13693 E Iliff Ave Ste 115 Aurora, CO 80014
Align Group Insurance
3033 S Parker Rd Ste 120 Aurora, CO 80014
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Aurora Car Insurance
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