How Much Are Car Insurance Rates in Aurora?
It is crucial to save while insuring a vehicle in Aurora because premiums in Aurora are known for being expensive. They are generally 10% greater than Colorado's average. We've analyzed how auto insurance rates in Aurora compare to premiums nationwide.
INSURANCE COSTS: AURORA VS. STATE/US AVERAGES
|City Average||State Average||National Average|
Aurora Auto Insurance by Credit Score
Improving your credit tier from Very Poor credit (300-579) to Exceptional credit (800-850) can save you an average of 55% every year on premiums. The greatest benefit of better credit occurs when upgrading from Very Poor (300-579) to Fair (580-669), by which drivers can save an average of $403 per year.
AURORA CAR INSURANCE COSTS BY CREDIT LEVEL
|Credit Score||Average Car Insurance Rate|
Aurora Car Insurance After Accidents or Violations
Do you have a history of accidents or violations? That may influence your car insurance premiums. In Aurora, drivers with a DUI need to spend 53% more than the city average to insure their vehicle. Reckless driving will bump your premiums up as well, with typical rates of $2,394. That is 51% higher than the city average! No one plans on being in an accident, but stuff happens, so be aware of how your rates can change following one. If you are found at-fault in an accident in Aurora, expect your annual car insurance premiums to increase by $764.
AVERAGE AURORA INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
|At-fault Accident (damages less than $1,000)||$2,345|
|At-fault Accident (damages greater than $2,000)||$2,345|
|Speeding Ticket (16-20 mph over speed limit)||$1,923|
Aurora Car Insurance by Driver Age
Teenage drivers have the biggest premiums of any age group. They pay around $6,352 per year on car insurance premiums. At $1,451, drivers in their 50s have the lowest car insurance premiums among any age group. However, those in their 60s ($1,487) aren’t paying much more. The greatest drop in premiums between any age group is from the teenage age range to the 20s, as drivers in Aurora start saving an average of 66%. Insurance rates in Aurora continue to trend downward up until drivers hit 60.
AURORA CAR INSURANCE PRICES BY DRIVER AGE
Aurora Car Insurance by Marital Status and Gender
Car insurance premiums in Aurora are influenced by marital status and gender. $47 is the amount by which men's and women's car insurance premiums vary. Rates for those who are widowed are moderately cheaper than rates for those who are single. You spend an average of 6% more per year if you're single or divorced as opposed to married.
AURORA CAR INSURANCE RATES BY GENDER AND MARITAL STATUS
|Marital Status/Gender||Average Rate|
What drives up car insurance rates in Aurora?
Where you live in Aurora affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Aurora is no exception to the rule. From zip code 60504 to 80010, premiums rise by 69 percent—that’s $664.
Expensive Aurora Zip Codes: 80045, 80247, 80012, 80047, 80010
Cheap Aurora Zip Codes: 60504, 60502, 60564, 60503, 60506
Aurora Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.
And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Aurora, you can expect 72 rainy days with an annual rainfall of 17 inches. Aurora is also known to experience severe winter storms. You can check on the condition of the roads anytime here.
Rainy Days a Year
Avg. Annual Rainfall
Avg. Annual Snowfall
Find Local Aurora Agents
CoWest Of Aurora
14211 E 4th Ave #210 Aurora, CO 80011
Wave Financial Partners
3025 S Parker Rd # 110 Aurora, CO 80014
Align Group Insurance
3033 S Parker Rd Ste 120 Aurora, CO 80014
Colorado Insurance Professionals , Inc
13693 E Iliff Ave Ste 115 Aurora, CO 80014
The average Aurora resident's annual cost of coverage
Our customer's average savings after comparing insurance
See How Much You Can Save in Aurora
Just enter your zip code to get started
Aurora Car Insurance
How to Update Your Driver’s License When You Move to a New State
Jul 28, 2017
Moving to a new state can be an exciting adventure. As with most moves, it requires a bit of paperwork...
Drunk Driving vs. Distracted Driving: Which is More Dangerous?
Jun 09, 2017
Drunk driving has long been a major cause of accidents on the road. Having a few drinks impairs our...
Digital Insurance Cards: Which States Accept Them?
May 19, 2017
You probably already take care of your banking errands on your phone (thanks, mobile check deposits!). You may have shown...
Car Insurance for First-Time Drivers: 6 Things You Should Know
Apr 03, 2017
A driver’s license is more than just permission to take to the open road. To many, including first-time drivers, it...
Driverless Car Laws by State
Mar 16, 2017
While many established automakers and technology companies are itching to win the autonomous vehicle race, legislators are simply trying to...
How Does the Government Affect What You Pay for Car Insurance?
Mar 12, 2017
With auto insurance rates on the rise over the last five years, I’m constantly asked who’s responsible for auto...
What You Need to Know about Getting High and Driving in 2017
Jan 30, 2017
Marijuana legalization in the U.S. is constantly evolving, and states continue to modify their own legislation on their own timelines....
4 Consequences of Driving without Insurance
Jan 27, 2017
If you drive in the U.S., you simply have to have car insurance. It’s the law. (Even residents of New...
The Rundown on “No Refusal” Weekends
Dec 20, 2016
The holidays are a hazardous time to be on the roads, and believe us, cops know it. They’re closely monitoring...
How Long After a Car Crash Can You File a Claim?
Dec 13, 2016
Auto insurance rules aren’t simple: each state sets its own regulations about everything from whether or not a driver’s credit...
What’s the Most Expensive Traffic Ticket in Your State?
Nov 08, 2016
If a cop hands you a ticket for speeding, swerving in and out of lanes, or causing a crash, you’re...
Don’t Count on Anti-Theft Devices to Lower Your Insurance Rate – Here’s Why
Nov 02, 2016
We know that tech and automotive companies are racing to create increasingly connected, autonomous cars. In fact, many of us...
Driver’s License Points: Do They Matter?
Sep 23, 2016
In the world of traffic law and auto insurance, points are universally a bad thing. Instead of helping you win...
Who Pays More for Car Insurance: Democrats or Republicans?
Aug 22, 2016
Red states, blue states, and battleground states: we’ll hear a lot about the political leanings of the 50 U.S. states...
Which States Have the Cheapest Car Insurance?
Aug 02, 2016
Car insurance companies consider all sorts of factors to assess risk and set rates for different drivers. Here at The...
Welcome to Data Heaven: Introducing The 2016 State of Auto Insurance Report
Aug 02, 2016
Drumroll please… Today, The Zebra introduces to you, fine readers, our first annual State of Auto Insurance Report! Did you...
Study: Poor Credit Will Cost You Double for Car Insurance
May 03, 2016
Most folks consider credit a crucial factor in determining what they pay for home mortgages and other big life expenses, but far...