Alaska SR-22 Car Insurance

If you need an SR-22 for auto insurance in Alaska, don't worry. This relatively common insurance requirement is sometimes necessary after a driving citation like a DWI conviction, a ticket for driving without insurance, an at-fault accident, driving with a suspended license, or accumulating excessivelicense points.

Finding cheap insurance with a SR-22 in Alaska might not be easy, but it could pay off in the end. The Zebra examined how much money a SR-22 certificate costs in Alaska and how to easily get one — let’s dive in.


Average SR-22 costs in Alaska

Insurance with an SR-22 in Alaska is often expensive. This isn't a direct cost of the SR-22 — typical filing fees are $15-$35 — but a product of the insurance rate increases initiated by the driving citation that prompted the SR-22 requirement.

Car insurance companies bill high-risk motorists steeper rates to account for the increased risk of a claim payout. The rate increase you’ll face will depend on the frequency and severity of the citations — below are standard car insurance rates with an SR-22 in Alaska.


ALASKA CAR INSURANCE PREMIUMS AFTER COMMON CITATIONS
High-risk rating factorAverage yearly rateIncrease vs. clean record
No citations$1,275
At-fault collision (>$2,000)$1,842$567
Speeding (21-25 mph > limit)$1,544$269
Reckless driving$1,789$514
Racing$1,947$673
Hit-and-run$1,970$695
DUI/DWI$1,806$531

If you're in need of inexpensive car insurance after getting a SR-22, we are here to help. Enter your ZIP code below to find personalized car insurance quotes from popular companies.


How to get an SR-22 in Alaska


For currently insured drivers

If you currently have auto insurance, obtaining an SR-22 certificate should be easy enough. Phone your insurance company ask them to file a SR-22 request on your behalf. If your current car insurance company declines to request an SR-22 certificate, you should look for a new auto insurance company.

For uninsured drivers

When applying for a new policy, you might be saddled with an up-front fee for the prospective insurer to file an SR-22 request form and to cover your more risky driving profile. Needing an SR-22 may disqualify you from purchasing insurance from some carriers, while others would be happy to cover you.

Don't own a car?

Not owning a vehicle makes it more difficult to get an SR-22, as you'll need proof of insurance to obtain the certificate. If you don't own a car, get a non-owners policy before requesting a certificate. Non-owners auto insurance is often less expensive than traditional coverage since it won’t provide protection for physical damage to your vehicle.

Methodology and sources

The Zebra conducted auto insurance rate analysis using our proprietary quote engine, comprising data from insurance rating platforms and public rate filings. The Zebra assessed almost 53 million premiums to examine trends for car insurance rating factors across all U.S. ZIP codes, averaged by state, including Washington, D.C.

Learn more about SR-22 certificate requirements and their impact on insurance premiums.

Kristine Lee LinkedIn

Kristine is a licensed insurance agent and one of The Zebra’s in-house content strategists. With a background in copywriting, she covers the ins and outs of the home and car insurance industries. She has contributed to numerous publications focused on the nuances of insurance, including Automoblog, USInsuranceAgents.com, and BestCompany.com.