What's the average car insurance rate in Antioch?
Car insurance costs an average of $1,995 per year in Antioch. That's more expensive than the average across California ($1,868) and more expensive than the national average of $1,548. Read on to learn more about how much you can expect to pay based on your credit score, gender, marital status, and other common factors in Antioch.
ANTIOCH CAR INSURANCE RATES
|Antioch Average (annual)||California Average||National Average|
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Antioch car insurance rates by insurer
The company-by-company differences in car insurance rates can be substantial, so it's important to compare quotes thoroughly and choose your insurer carefully. In Antioch, GEICO provides the most affordable rates for the typical insurance customer. Reference below the top options for affordable insurance in Antioch. Don't forget to get car insurance quotes based on your unique driving profile.
ANTIOCH CAR INSURANCE RATES BY COMPANY
|Insurer||Average Yearly Rate|
Antioch auto insurance rates by age
Antioch drivers in their age_60s enjoy relatively affordable auto insurance rates, paying just $1,794per year, on average. Those in their age_50s don't pay much more ($1,797).
Young drivers aged 16 to 19 pay the most for car insurance in Antioch. When Antioch drivers hit their 20s, their insurance rates drop substantially. The cost differential between the auto insurance rates paid by teenage drivers and drivers in their 20s in Antioch is $4,382, the largest such difference between any two age groups.
ANTIOCH CAR INSURANCE RATES BY DRIVER AGE
|Age group||Average Annual Rate|
Antioch auto insurance rates by marital status and gender
In some cases, a driver's gender and marital status may influence the car insurance rates they pay. Married drivers in Antioch pay $81 less than single drivers for car insurance. Married drivers pay less for car insurance than do single drivers in many locations. Rates for those who are widowed are also much cheaper than rates for those who are single. Interestingly enough, in Antioch, widowed drivers pay less than those who are single.
Gender is another factor that can impact auto insurance costs. In Antioch, female drivers pay $5 per year more than do male drivers for car insurance.
ANTIOCH CAR INSURANCE RATES: BY MARITAL STATUS AND GENDER
|Marital Status/Gender||Average Yearly Rate|
Antioch car insurance rates by driving history
If you want to keep your car insurance costs reasonable, keep your driving record clean. At-fault accidents, DUIs, reckless driving citations, and speeding tickets all contribute to expensive auto insurance rates, as insurance companies reward low-risk drivers with the gift of affordable rates.
Antioch drivers found guilty of reckless driving pay the price when it comes to auto insurance, facing a rate increase of $3,342 per year versus the city average. A ticket for speeding results in an $810 rate hike, on average, while a DUI violation costs $3,212per year in insurance premiums.
AVERAGE ANTIOCH INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
|Citation||Average Yearly Rate|
|At-fault Accident (damages less than $1,000)||$2,005|
|At-fault Accident (damages greater than $2,000)||$3,513|
|Speeding Ticket (16-20 mph over speed limit)||$2,804|
Antioch car insurance rates by credit level
It's no secret credit score is closely correlated with auto insurance rates. Antioch drivers who improve their credit score from "Very Poor" (300-579) to "Exceptional" (800-850) can save as much as 0% on their car insurance premiums. Moving from "Very Poor" to "Fair" credit is a great way to save money on car insurance. In Antioch, improving your credit to "Fair" could help you earn $0 in savings on insurance premiums each year.
ANTIOCH CAR INSURANCE RATES BY CREDIT LEVEL
|Credit Score||Average Yearly Rate|