Antioch, CA Car Insurance

The average auto insurance policy in Antioch, California, costs $ per month. If you're paying too much, compare rates and start saving.

What's the average car insurance rate in Antioch?

 

Car insurance costs an average of $1,995 per year in Antioch. That's more expensive than the average across California ($1,868) and more expensive than the national average of $1,548. Read on to learn more about how much you can expect to pay based on your credit score, gender, marital status and other common factors in Antioch.

 
ANTIOCH CAR INSURANCE RATES
Antioch Average (annual)California AverageNational Average
$1,995$1,868$1,548
 
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Antioch car insurance rates by insurance company

 

The company-by-company differences in car insurance rates can be substantial, so it's important to compare quotes thoroughly and choose your insurer carefully. In Antioch, GEICO provides the most affordable rates for the typical insurance customer. Reference below the top options for affordable insurance in Antioch. Don't forget to get car insurance quotes based on your unique driving profile.

 
ANTIOCH CAR INSURANCE RATES BY COMPANY
InsurerAverage Yearly Rate
GEICO$1,355
Mercury$1,599
AAA$1,896
Allstate$2,014
Farmers$2,039
 

Check out our guide to learn how to find the best cheap car insurance.

 

Antioch auto insurance rates by age

Antioch drivers in their 60s enjoy relatively affordable auto insurance rates, paying just $1,794 per year, on average. Those in their 50s don't pay much more ($1,797).

Young drivers aged 16 to 19 pay the most for car insurance in Antioch. When Antioch drivers hit their 20s, their insurance rates drop substantially. The cost differential between the auto insurance rates paid by teenage drivers and drivers in their 20s in Antioch is $4,382, the largest such difference between any two age groups.

 
ANTIOCH CAR INSURANCE RATES BY DRIVER AGE
Age groupAverage Annual Rate
Teenagers$7,337
20s$2,955
30s$1,940
40s$1,874
50s$1,797
60s$1,794
70s$2,097
 

Learn more about how age influences auto insurance rates.

 

Antioch auto insurance rates by marital status and gender

 

In some cases, a driver's gender and marital status may influence the car insurance rates they pay. Married drivers in Antioch pay $81 less than single drivers for car insurance. Married drivers pay less for car insurance than do single drivers in many locations. Rates for those who are widowed are also much cheaper than rates for those who are single. Interestingly enough, in Antioch, widowed drivers pay less than those who are single.

Gender is another factor that can impact auto insurance costs. In Antioch, female drivers pay $5 per year more than do male drivers for car insurance.

 
ANTIOCH CAR INSURANCE RATES: BY MARITAL STATUS AND GENDER
Marital Status/GenderAverage Yearly Rate
Female$2,000
Male$1,995
Single$1,915
Married$1,915
Divorced$1,995
Widowed$1,940

 

Antioch car insurance rates by driving history

 

If you want to keep your car insurance costs reasonable, keep your driving record clean. At-fault accidents, DUIs, reckless driving citations, and speeding tickets all contribute to expensive auto insurance rates, as insurance companies reward low-risk drivers with the gift of affordable rates.

Antioch drivers found guilty of reckless driving pay the price when it comes to auto insurance, facing a rate increase of $3,342 per year versus the city average. A ticket for speeding results in an $810 rate hike, on average, while a DUI violation costs $3,212 per year in insurance premiums.

 
AVERAGE ANTIOCH INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
CitationAverage Yearly Rate
DWI/DUI$5,206
Reckless Driving$5,336
At-fault Accident (damages less than $1,000)$2,005
At-fault Accident (damages greater than $2,000)$3,513
Speeding Ticket (16-20 mph over speed limit)$2,804
 

Learn more about citations' impact on your auto insurance rates.

 

Antioch car insurance rates by credit level

 
California is one of the few states to prohibit car insurance companies from taking a driver's credit score into account when setting rates. 

Compare rates and find an affordable policy today.

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Ross Martin LinkedIn

As a licensed insurance agent, Ross is responsible for researching and writing about all matters related to auto and home insurance. He has a background in writing and education, as well as a master's degree from Royal Holloway, University of London. He has been quoted by CNET, iDriveSafely.com, and Kin Insurance.