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What's the average car insurance rate in Antioch?


Car insurance costs an average of $1,995 per year in Antioch. That's more expensive than the average across California ($1,868) and more expensive than the national average of $1,548. Read on to learn more about how much you can expect to pay based on your credit score, gender, marital status and other common factors in Antioch.

Antioch Average (annual) California Average National Average
$1,995 $1,868 $1,548
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Antioch car insurance rates by insurance company


The company-by-company differences in car insurance rates can be substantial, so it's important to compare quotes thoroughly and choose your insurer carefully. In Antioch, GEICO provides the most affordable rates for the typical insurance customer. Reference below the top options for affordable insurance in Antioch. Don't forget to get car insurance quotes based on your unique driving profile.

Insurer Average Yearly Rate
GEICO $1,355
Mercury $1,599
AAA $1,896
Allstate $2,014
Farmers $2,039

Check out our guide to learn how to find the best cheap car insurance.


Antioch auto insurance rates by age

Antioch drivers in their 60s enjoy relatively affordable auto insurance rates, paying just $1,794 per year, on average. Those in their 50s don't pay much more ($1,797).

Young drivers aged 16 to 19 pay the most for car insurance in Antioch. When Antioch drivers hit their 20s, their insurance rates drop substantially. The cost differential between the auto insurance rates paid by teenage drivers and drivers in their 20s in Antioch is $4,382, the largest such difference between any two age groups.

Age group Average Annual Rate
Teenagers $7,337
20s $2,955
30s $1,940
40s $1,874
50s $1,797
60s $1,794
70s $2,097

Learn more about how age influences auto insurance rates.


Antioch auto insurance rates by marital status and gender


In some cases, a driver's gender and marital status may influence the car insurance rates they pay. Married drivers in Antioch pay $81 less than single drivers for car insurance. Married drivers pay less for car insurance than do single drivers in many locations. Rates for those who are widowed are also much cheaper than rates for those who are single. Interestingly enough, in Antioch, widowed drivers pay less than those who are single.

Gender is another factor that can impact auto insurance costs. In Antioch, female drivers pay $5 per year more than do male drivers for car insurance.

Marital Status/Gender Average Yearly Rate
Female $2,000
Male $1,995
Single $1,915
Married $1,915
Divorced $1,995
Widowed $1,940


Antioch car insurance rates by driving history


If you want to keep your car insurance costs reasonable, keep your driving record clean. At-fault accidents, DUIs, reckless driving citations, and speeding tickets all contribute to expensive auto insurance rates, as insurance companies reward low-risk drivers with the gift of affordable rates.

Antioch drivers found guilty of reckless driving pay the price when it comes to auto insurance, facing a rate increase of $3,342 per year versus the city average. A ticket for speeding results in an $810 rate hike, on average, while a DUI violation costs $3,212 per year in insurance premiums.

Citation Average Yearly Rate
DWI/DUI $5,206
Reckless Driving $5,336
At-fault Accident (damages less than $1,000) $2,005
At-fault Accident (damages greater than $2,000) $3,513
Speeding Ticket (16-20 mph over speed limit) $2,804

Learn more about citations' impact on your auto insurance rates.


Antioch car insurance rates by credit level

California is one of the few states to prohibit car insurance companies from taking a driver's credit score into account when setting rates. 

Compare rates and find an affordable policy today.

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Ross Martin photo
Ross MartinManager, Content Quality

Ross joined The Zebra as a writer and researcher in 2019. As a licensed insurance agent, he specializes in writing insurance content to help shoppers make informed decisions.

Ross holds a master's degree from Royal Holloway, University of London and has a background in copywriting and education. As a former teacher, he applies his educational skills to explain insurance concepts in ways that consumers can understand.

Ross's work has been cited by The New York Times, AxiosInvestopedia, The Simple DollarThe BalanceCar and Driver and Fox Business. He has been quoted by CNET, I Drive Safely and Kin Insurance

About The Zebra

The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.