How much does auto insurance cost in Burbank?
Car insurance costs an average of $2,356 per year in Burbank. That's more than the average across California ($1,868) and pricier than the national average of $1,548. Read on to learn more about how much you can expect to pay based on your credit score, gender, marital status, and other common factors in Burbank.
BURBANK CAR INSURANCE RATES
|Burbank Average (annual)||California Average||National Average|
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Burbank car insurance rates by provider
The difference in auto insurance rates from company to company can be substantial. For a typical driver, GEICO offers Burbank's most affordable premiums. We've gathered the best cheap car insurance companies in Burbank below. You should only use this list as a starting point: it's important to compare quotes specific to your unique driving profile.
BURBANK CAR INSURANCE RATES BY COMPANY
|Insurer||Average Annual Rate|
Car insurance rates by age bracket in Burbank
The best age for car insurance rates as a driver in Burbank is your age_60s: drivers in this age group pay an average of $2,116per year. Those in their age_50s don't pay much more ($2,120).
Teenage drivers pay Burbank's most expensive auto insurance rates. When drivers hit their 20s in Burbank and move out of the teenage age bracket, they reduce their premiums substantially. The cost differential between the auto insurance rates paid by teenage drivers and drivers in their 20s in Burbank is $5,203, the largest such difference between any two age groups.
BURBANK CAR INSURANCE RATES BY DRIVER AGE
|Age bracket||Average Yearly Rate|
Burbank car insurance premiums by gender and marital status
In some cases, a driver's gender and marital status may influence the car insurance rates they pay. In most locations in the US, single drivers pay more than married drivers based on data that says they're more likely to file claims. Married drivers in Burbank pay $103 less than single drivers for auto insurance. Rates for those who are widowed are also much cheaper than rates for those who are single. Interestingly enough, in Burbank, widowed drivers pay less than those who are single.
Gender is another factor that can influence auto insurance rates. In Burbank, female drivers pay $3 per year more than do male drivers.
BURBANK CAR INSURANCE RATES: BY MARITAL STATUS AND GENDER
|Gender/Marital Status||Average Yearly Rate|
Burbank auto insurance costs by accident and violation history
If you want to keep your car insurance costs reasonable, keep your driving record clean. Speeding citations, reckless driving charges, DUIs and DWIs, and at-fault accidents all tend to bring about rate increases.
Burbank drivers found guilty of reckless driving pay the price when it comes to auto insurance, facing a rate increase of $3,989 per year versus the city average. A ticket for speeding results in a $967 rate hike, on average, while a DUI violation costs $3,855per year in insurance premiums.
BURBANK CAR INSURANCE RATES AFTER A COLLISION OR CITATION
|Citation||Average Annual Rate|
|At-fault Accident (damages < $1,000)||$2,366|
|At-fault Accident (damages > $2,000)||$4,200|
|Speeding Ticket (16-20 mph over speed limit)||$3,323|
Burbank car insurance costs by credit tier
One of the byproducts of a good credit score is lower car insurance costs. Drivers who keep their credit score up typically pay less for auto insurance than do drivers with less-than-stellar credit histories. Burbank drivers who improve their credit score from "Very Poor" (300-579) to "Exceptional" (800-850) can save as much as 0% on their auto insurance premiums. Moving into the "Fair" credit tier from the "Very Poor" level is one of the most impactful steps a driver can take in pursuit of better car insurance rates. In Burbank, improving your credit to "Fair" corresponds with a $0 decrease in annual car insurance rates.
BURBANK CAR INSURANCE RATES BY CREDIT TIER
|Credit Score||Average Rate (annual)|