Car insurance costs an average of $161 each month in Chino. Learn more about how rates are calculated or enter your ZIP to compare quotes.
Car insurance costs an average of $1,942 per year in Chino. That's greater than than the statewide average in California ($1,868) and more expensive than the U.S. average of $1,548. Continue reading to learn how much you can expect to pay for insurance based on your marital status, age, credit score and other factors in Chino.
| Chino Average (per year) | California Average | National Average |
| $1,942 | $1,868 | $1,548 |
One of the best ways to save on auto insurance is to compare rates from multiple companies and to choose the insurer that best fits your coverage needs. For a typical driver, GEICO offers Chino's cheapest rates. We've listed the best cheap car insurance companies in Chino below. Use the following information as a starting point and be sure to compare quotes specific to your unique driving profile.
| Insurer | Average Annual Rate |
| GEICO | $1,342 |
| Mercury | $1,441 |
| AAA | $1,731 |
| Infinity | $1,822 |
| Alliance | $2,023 |
Consult our expert guide to finding the best cheap car insurance.
The age group that enjoys the lowest auto insurance rates in Chino are drivers in their 60s, who pay an average of $1,739 per year. Those in their 50s don't pay much more ($1,744).
Teen drivers pay Chino's most expensive auto insurance rates. One of the most effective ways to get cheaper car insurance rates as a driver in Chino is to celebrate your 20th birthday. In Chino, teenage drivers pay $6,412 — a full $4,668 more than the second-most expensive rate paid by an age group.
| Age | Average Annual Rate |
| Teenagers | $6,412 |
| 20s | $2,738 |
| 30s | $1,891 |
| 40s | $1,837 |
| 50s | $1,744 |
| 60s | $1,739 |
| 70s | $2,002 |
Learn more about the impact of age on auto insurance rates.
In some cases, a driver's marital status and gender may affect the auto insurance rates they pay. Married drivers usually pay less for car insurance than single drivers. In Chino, married motorists pay $78 less than single drivers for auto insurance.
Gender is another factor that can impact auto insurance costs. In Chino, female drivers pay more for auto insurance than do male drivers: $4 per year, to be precise.
| Gender/Marital Status | Average Annual Rate |
| Female | $1,946 |
| Male | $1,942 |
| Single | $1,942 |
| Married | $1,864 |
| Divorced | $1,942 |
| Widowed | $1,888 |
Discover more about how gender and marital status have on insurance rates.
Keeping a clean driving record is an effective way to minimize your insurance rates. Speeding tickets, reckless driving citations, DUIs and DWIs, and at-fault accidents all can increase what you pay for car insurance.
Two of the most costly citations to receive are DUI and reckless driving. Chino drivers found guilty of reckless driving face insurance rate increases of $3,337 per year, compared to the citywide average. A DUI violation may lead to a $3,244 increase, while a citation for speeding leads to a $795 rate hike.
| Incident | Average Yearly Rate |
| DWI/DUI | $5,186 |
| Reckless Driving | $5,279 |
| At-fault Accident (damages < $1,000) | $1,950 |
| At-fault Accident (damages greater than $2,000) | $3,407 |
| Speeding Ticket (16-20 mph over speed limit) | $2,737 |
Get more info on how a bad driving history can impact your car insurance costs.
California is one of several U.S. states that does not allow car insurance companies to use credit as a determinant of rates.