Car insurance costs an average of $195 each month in Compton. Paying too much? Enter your ZIP to compare rates.
The average cost of car insurance in Compton, California, is $2,349 per year. That's more expensive than the average in California ($1,868) and more expensive than the U.S. average of $1,548. Our guide to Compton auto insurance includes average rates based on age, credit score, driving history, and marital status. Read on to learn more.
|Compton Average (per year)||California Average||United States Average|
One of the best ways to save on auto insurance is to compare rates from multiple companies and to choose the insurer that best fits your coverage needs. In Compton, GEICO offers the cheapest premiums for the typical insurance buyer. Reference below the top options for affordable insurance in Compton. Don't forget to get car insurance quotes based on your unique driving profile.
|Insurer||Average Annual Rate|
The age group that pays the least for car insurance in Compton are drivers in their 60s ($2,096 per year). Drivers in their 50s pay marginally higher rates — $2,103 per year.
Young drivers aged 16 to 19 pay the most for car insurance in Compton. One of the most effective ways to lower your car insurance rates as a driver in Compton is to age out of your teens. The cost differential between the car insurance premiums paid by teenage drivers and drivers in their 20s in Compton is $4,376, the largest such difference between any two age brackets.
|Age group||Average Annual Rate|
In some cases, a driver's marital status and gender may affect the auto insurance rates they pay. In most locations in the US, single drivers pay more than married drivers based on data that says they're more likely to file claims. Married drivers in Compton pay $100 less than single drivers for auto insurance.
Another component of auto insurance pricing is gender. In Compton, female drivers pay $1 per year more than do male drivers.
|Marital Status/Gender||Average Yearly Rate|
No matter where you live, steering clear of accidents and violations is the best way to keep your auto insurance rates affordable. Speeding citations, reckless driving charges, DUIs and DWIs, and at-fault accidents can lead to increases in your auto insurance rates.
Compton drivers found guilty of reckless driving pay the price when it comes to auto insurance, facing a rate increase of $3,994 per year when compared to the city average. A ticket for speeding results in a $975 rate hike, on average, while a DUI violation costs $3,880per year in insurance premiums.
|Citation||Average Yearly Rate|
|At-fault Accident (damages less than $1,000)||$2,358|
|At-fault Accident (damages > $2,000)||$4,128|
|Speeding Ticket (16-20 mph over speed limit)||$3,324|
California is one of several U.S. states that does not allow car insurance companies to use credit as a factor in setting rates.