Compton, CA Car Insurance

Car insurance costs an average of $195 each month in Compton. Paying too much? Enter your ZIP to compare rates.

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How much does car insurance cost in Compton?


The average cost of car insurance in Compton, California, is $2,349 per year. That's more expensive than the average in California ($1,868) and more expensive than the U.S. average of $1,548. Our guide to Compton auto insurance includes average rates based on age, credit score, driving history, and marital status. Read on to learn more.


COMPTON CAR INSURANCE RATES
Compton Average (per year)California AverageUnited States Average
$2,349$1,868$1,548

Table of contents:

Compton car insurance rates by company


One of the best ways to save on auto insurance is to compare rates from multiple companies and to choose the insurer that best fits your coverage needs. In Compton, GEICO offers the cheapest premiums for the typical insurance buyer. Reference below the top options for affordable insurance in Compton. Don't forget to get car insurance quotes based on your unique driving profile.


COMPTON CAR INSURANCE RATES BY COMPANY
InsurerAverage Annual Rate
GEICO$1,749
Mercury$1,907
AAA$2,100
Infinity$2,120
CSAA$2,229

Read our guide to finding the best cheap auto insurance.



Compton car insurance costs by age

The age group that pays the least for car insurance in Compton are drivers in their 60s ($2,096 per year). Drivers in their 50s pay marginally higher rates — $2,103 per year.

Young drivers aged 16 to 19 pay the most for car insurance in Compton. One of the most effective ways to lower your car insurance rates as a driver in Compton is to age out of your teens. The cost differential between the car insurance premiums paid by teenage drivers and drivers in their 20s in Compton is $4,376, the largest such difference between any two age brackets.


COMPTON AUTO INSURANCE COSTS BY AGE
Age groupAverage Annual Rate
Teenagers$7,688
20s$3,312
30s$2,285
40s$2,218
50s$2,103
60s$2,096
70s$2,407

Learn more about the impact of age on car insurance premiums.



Compton auto insurance costs by marital status and gender


In some cases, a driver's marital status and gender may affect the auto insurance rates they pay. In most locations in the US, single drivers pay more than married drivers based on data that says they're more likely to file claims. Married drivers in Compton pay $100 less than single drivers for auto insurance.

Another component of auto insurance pricing is gender. In Compton, female drivers pay $1 per year more than do male drivers.


INSURANCE RATES IN COMPTON BY MARITAL STATUS AND GENDER
Marital Status/GenderAverage Yearly Rate
Female$2,350
Male$2,349
Single$2,349
Married$2,249
Divorced$2,349
Widowed$2,282

Learn more about the impact gender and marital status have on insurance costs.



Compton car insurance costs by driving history


No matter where you live, steering clear of accidents and violations is the best way to keep your auto insurance rates affordable. Speeding citations, reckless driving charges, DUIs and DWIs, and at-fault accidents can lead to increases in your auto insurance rates.

Compton drivers found guilty of reckless driving pay the price when it comes to auto insurance, facing a rate increase of $3,994 per year when compared to the city average. A ticket for speeding results in a $975 rate hike, on average, while a DUI violation costs $3,880per year in insurance premiums.


COMPTON CAR INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
CitationAverage Yearly Rate
DUI/DWI$6,229
Reckless Driving$6,343
At-fault Accident (damages less than $1,000)$2,358
At-fault Accident (damages > $2,000)$4,128
Speeding Ticket (16-20 mph over speed limit)$3,324

Get more info on how a bad driving history can impact your car insurance costs.



Compton auto insurance premiums by credit level


California is one of several U.S. states that does not allow car insurance companies to use credit as a factor in setting rates.


The Zebra

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