Daly City, CA Car Insurance

Auto insurance costs an average of $179 per month in Daly City. If you're paying too much, compare rates and save.

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What's the average cost of car insurance in Daly City?


The average cost of auto insurance in Daly City is $2,160 per year. That's more than the average rate in California ($1,868) and more expensive than the national average of $1,548. Keep reading to learn more about how much you can expect to pay based on your marital status, age, credit score, and other common factors in Daly City.


DALY CITY CAR INSURANCE RATES
Daly City Average (annual) California Average United States Average
$2,160 $1,868 $1,548


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Daly City auto insurance rates by company


The best way to save on auto insurance is to compare rates from as many companies as possible, selecting the insurer from which you receive the most affordable quote. In Daly City, GEICO offers the cheapest premiums for the typical insurance buyer. See below the best options for affordable auto insurance in Daly City. Remember to get car insurance quotes based on your driving profile.


DALY CITY CAR INSURANCE RATES BY COMPANY
Company Average Annual Rate
GEICO $1,264
AAA $1,694
Mercury $1,800
State Farm $2,037
CSAA $2,299


Consult our expert guide to finding the best cheap car insurance.



Auto insurance premiums by age in Daly City

Daly City drivers in their 50s pay relatively affordable car insurance rates just $1,947 each year, on average. Rates for Daly City drivers in their 60s are also relatively affordable, at just $1,959 per year.

Teen drivers pay Daly City's most expensive auto insurance rates. One of the easiest ways to lower your car insurance rates as a driver in Daly City is to age out of your teenage years. The cost differential between the car insurance premiums paid by teenage drivers and drivers in their 20s in Daly City is $4,200, the largest such difference between any two age brackets.


DALY CITY CAR INSURANCE RATES BY DRIVER AGE
Age group Average Yearly Rate
Teens $7,278
20s $3,078
30s $2,101
40s $2,045
50s $1,947
60s $1,959
70s $2,265


Learn more about the impact of age on auto insurance rates.



Daly City auto insurance rates by marital status and gender


Marital status and gender can play roles in how car insurance companies set rates, in some cases. Married drivers usually pay less for car insurance than single drivers. In Daly City, married motorists pay $88 less than single drivers for auto insurance.

Gender is another factor that can influence auto insurance rates. In Daly City, female drivers pay $7 per year more than do male drivers.


DALY CITY CAR INSURANCE RATES: BY MARITAL STATUS AND GENDER
Marital Status/Gender Average Annual Rate
Female $2,167
Male $2,160
Single $2,160
Married $2,072
Divorced $2,160
Widowed $2,104


Discover more about how gender and marital status have on insurance rates.



Daly City auto insurance costs by accident and violation history


Maintaining a clean driving record is a goodway to minimize your insurance rates. Speeding tickets, reckless driving citations, DUIs and DWIs, and at-fault accidents all can trigger insurance rate hikes.

Two of the most expensive driving violations from an insurance perspective are reckless driving and DUI. In Daly City, a reckless driving citation results in an average insurance rate increase of $3,568 per year, compared to the citywide average. For comparison's sake, a DUI offense results in a $3,419 increase, and a speeding ticket brings about an $877 rate hike.


DALY CITY CAR INSURANCE RATES AFTER A COLLISION OR CITATION
Violation Average Annual Rate
DWI/DUI $5,579
Reckless Driving $5,728
At-fault Accident (damages less than $1,000) $2,172
At-fault Accident (damages > $2,000) $3,837
Speeding Ticket (16-20 mph over speed limit) $3,037


Learn more about how citations can raise your auto insurance rates.



Daly City auto insurance rates by credit score


California is one of several U.S. states that does not allow insurance companies to use credit score as a determinant of rates.


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About The Zebra

The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.

  • The Zebra’s insurance content is written and reviewed for accuracy by licensed insurance agents.

  • The Zebra’s insurance content is not subject to review or alteration by insurance companies or partners.

  • The Zebra’s editorial team operates independently of the company’s partnerships and commercialization interests, publishing unbiased information for consumer benefit.

  • The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States.