The average car insurance policy costs $159 per month in Fullerton. Are you paying too much?
The typical Fullerton driver pays $1,918 per year for car insurance. That's more than the average in California ($1,868) and more expensive than the national average of $1,548. Keep reading to learn more about how much you can expect to pay based on your marital status, age, credit score, and other factors in Fullerton.
| Fullerton Average (yearly) | California Average | United States Average |
| $1,918 | $1,868 | $1,548 |
The difference in auto insurance rates from company to company can be substantial. In Fullerton, GEICO offers the cheapest premiums for the typical insurance buyer. We've listed the best cheap car insurance companies in Fullerton below. Use this information as a starting point and be sure to compare quotes specific to your unique driving profile.
Read our guide to finding the best cheap auto insurance.
The best age for car insurance rates as a driver in Fullerton is your 60s: drivers in this age group pay an average of $1,723 per year. Those in their 50s don't pay much more ($1,729).
Teen drivers pay Fullerton's most expensive auto insurance rates. One of the most effective ways to get cheaper car insurance rates as a driver in Fullerton is to celebrate your 20th birthday. The gap in cost between the car insurance premiums paid by teenage drivers and drivers in their 20s in Fullerton is $4,190. That's the biggest gap in premiums between any pair of age brackets.
| Age tier | Average Annual Rate |
| Teenagers | $7,008 |
| 20s | $2,818 |
| 30s | $1,867 |
| 40s | $1,808 |
| 50s | $1,729 |
| 60s | $1,723 |
| 70s | $2,004 |
Learn more about the impact of age on car insurance premiums.
Marital status and gender can be contributors to car insurance rates, in some cases. In Fullerton, married drivers pay $81 less than single drivers for car insurance. Married drivers enjoy less expensive rates than their single counterparts in most locations, based on data showing they file fewer insurance claims.
Gender is another factor that can influence auto insurance rates. In Fullerton, female drivers pay more for auto insurance than do male drivers: $5 per year, to be precise.
| Gender/Marital Status | Average Annual Rate |
| Female | $1,923 |
| Male | $1,918 |
| Single | $1,918 |
| Married | $1,837 |
| Divorced | $1,918 |
| Widowed | $1,864 |
Read more about the relationships between gender, marital status and insurance rates.
Maintaining a clean driving record is an effective way to minimize your auto insurance costs. At-fault collisions, DWIs, citations for reckless driving, and speeding tickets each contribute to increases in car insurance rates. Insurance companies reward low-risk drivers with the gift of low rates.
Fullerton drivers found guilty of reckless driving pay a steep price when it comes to auto insurance, facing a rate increase of $3,299 per year versus the city average. A ticket for speeding results in a $777 rate hike while a DWI or DUI violation costs $3,204per year in extra insurance expenditures.
| Citation | Average Annual Rate |
| DWI/DUI | $5,122 |
| Reckless Driving | $5,217 |
| At-fault Accident (damages less than $1,000) | $1,925 |
| At-fault Accident (damages greater than $2,000) | $3,367 |
| Speeding Ticket (16-20 mph over speed limit) | $2,696 |
Learn more about how citations may raise your auto insurance rates.
