Fullerton, CA Car Insurance

The average car insurance policy costs $159 per month in Fullerton. Are you paying too much?

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How much does auto insurance cost in Fullerton?

 

The typical Fullerton driver pays $1,918 per year for car insurance. That's more than the average in California ($1,868) and more expensive than the national average of $1,548. Keep reading to learn more about how much you can expect to pay based on your marital status, age, credit score, and other factors in Fullerton.

 
FULLERTON CAR INSURANCE RATES
Fullerton Average (yearly)California AverageUnited States Average
$1,918$1,868$1,548
 
Jump to Fullerton car insurance premiums by:

 

Fullerton car insurance rates by company

 

The difference in auto insurance rates from company to company can be substantial. In Fullerton, GEICO offers the cheapest premiums for the typical insurance buyer. We've listed the best cheap car insurance companies in Fullerton below. Use this information as a starting point and be sure to compare quotes specific to your unique driving profile.

 
FULLERTON CAR INSURANCE RATES BY COMPANY
CompanyAverage Rate (annual)
GEICO$1,312
Mercury$1,530
AAA$1,824
Infinity$1,827
Farmers$2,002
 

Read our guide to finding the best cheap auto insurance.

 

Fullerton auto insurance rates by age

The best age for car insurance rates as a driver in Fullerton is your 60s: drivers in this age group pay an average of $1,723 per year. Those in their 50s don't pay much more ($1,729).

Teen drivers pay Fullerton's most expensive auto insurance rates. One of the most effective ways to get cheaper car insurance rates as a driver in Fullerton is to celebrate your 20th birthday. The gap in cost between the car insurance premiums paid by teenage drivers and drivers in their 20s in Fullerton is $4,190. That's the biggest gap in premiums between any pair of age brackets.

 
FULLERTON AUTO INSURANCE COSTS BY AGE
Age tierAverage Annual Rate
Teenagers$7,008
20s$2,818
30s$1,867
40s$1,808
50s$1,729
60s$1,723
70s$2,004
 

Learn more about the impact of age on car insurance premiums.

 

Fullerton car insurance rates by gender and marital status

 

Marital status and gender can be contributors to car insurance rates, in some cases. In Fullerton, married drivers pay $81 less than single drivers for car insurance. Married drivers enjoy less expensive rates than their single counterparts in most locations, based on data showing they file fewer insurance claims. 

Gender is another factor that can influence auto insurance rates. In Fullerton, female drivers pay more for auto insurance than do male drivers: $5 per year, to be precise.

 
FULLERTON AUTO INSURANCE RATES: BY MARITAL STATUS AND GENDER
Gender/Marital StatusAverage Annual Rate
Female$1,923
Male$1,918
Single$1,918
Married$1,837
Divorced$1,918
Widowed$1,864
 

Read more about the relationships between gender, marital status and insurance rates.

 

 

Fullerton car insurance costs by citation and accident history

 

Maintaining a clean driving record is an effective way to minimize your auto insurance costs. At-fault collisions, DWIs, citations for reckless driving, and speeding tickets each contribute to increases in car insurance rates. Insurance companies reward low-risk drivers with the gift of low rates.

Fullerton drivers found guilty of reckless driving pay a steep price when it comes to auto insurance, facing a rate increase of $3,299 per year versus the city average. A ticket for speeding results in a $777 rate hike while a DWI or DUI violation costs $3,204per year in extra insurance expenditures.

 
AVERAGE FULLERTON INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
CitationAverage Annual Rate
DWI/DUI$5,122
Reckless Driving$5,217
At-fault Accident (damages less than $1,000)$1,925
At-fault Accident (damages greater than $2,000)$3,367
Speeding Ticket (16-20 mph over speed limit)$2,696
 

Learn more about how citations may raise your auto insurance rates.

 

Fullerton car insurance rates by credit tier

The state of California does not allow insurance companies to consider a driver's credit score when setting their insurance premiums. 

Compare insurance rates to find an affordable policy today.

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Ross Martin LinkedIn

As a licensed insurance agent, Ross is responsible for researching and writing about all matters related to auto and home insurance. He has a background in writing and education, as well as a master's degree from Royal Holloway, University of London. He has been quoted by CNET, iDriveSafely.com, and Kin Insurance.