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How much does auto insurance cost in Fullerton?


The typical Fullerton driver pays $1,918 per year for car insurance. That's more than the average in California ($1,868) and more expensive than the national average of $1,548. Keep reading to learn more about how much you can expect to pay based on your marital status, age, credit score, and other factors in Fullerton.

Fullerton Average (yearly) California Average United States Average
$1,918 $1,868 $1,548
Jump to Fullerton car insurance premiums by:


Fullerton car insurance rates by company


The difference in auto insurance rates from company to company can be substantial. In Fullerton, GEICO offers the cheapest premiums for the typical insurance buyer. We've listed the best cheap car insurance companies in Fullerton below. Use this information as a starting point and be sure to gather quotes (it's free!) specific to your unique driving profile. You can also check out our list of the top car insurance companies based in part on The Zebra's Customer Satisfaction Survey.

Company Average Rate (annual)
GEICO $1,312
Mercury $1,530
AAA $1,824
Infinity $1,827
Farmers $2,002

Read our guide to finding the best cheap auto insurance.


Fullerton auto insurance rates by age

The best age for car insurance rates as a driver in Fullerton is your 60s: drivers in this age group pay an average of $1,723 per year. Those in their 50s don't pay much more ($1,729).

Teen drivers pay Fullerton's most expensive auto insurance rates. One of the most effective ways to get cheaper car insurance rates as a driver in Fullerton is to celebrate your 20th birthday. The gap in cost between the car insurance premiums paid by teenage drivers and drivers in their 20s in Fullerton is $4,190. That's the biggest gap in premiums between any pair of age brackets.

Age tier Average Annual Rate
Teenagers $7,008
20s $2,818
30s $1,867
40s $1,808
50s $1,729
60s $1,723
70s $2,004

Learn more about the impact of age on car insurance premiums.


Fullerton car insurance rates by gender and marital status


Marital status and gender can be contributors to car insurance rates, in some cases. In Fullerton, married drivers pay $81 less than single drivers for car insurance. Married drivers enjoy less expensive rates than their single counterparts in most locations, based on data showing they file fewer insurance claims. 

Gender is another factor that can influence auto insurance rates. In Fullerton, female drivers pay more for auto insurance than do male drivers: $5 per year, to be precise.

Gender/Marital Status Average Annual Rate
Female $1,923
Male $1,918
Single $1,918
Married $1,837
Divorced $1,918
Widowed $1,864

Read more about the relationships between gender, marital status and insurance rates.



Fullerton car insurance costs by citation and accident history


Maintaining a clean driving record is an effective way to minimize your auto insurance costs. At-fault collisions, DWIs, citations for reckless driving, and speeding tickets each contribute to increases in car insurance rates. Insurance companies reward low-risk drivers with the gift of low rates.

Fullerton drivers found guilty of reckless driving pay a steep price when it comes to auto insurance, facing a rate increase of $3,299 per year versus the city average. A ticket for speeding results in a $777 rate hike while a DWI or DUI violation costs $3,204per year in extra insurance expenditures.

Citation Average Annual Rate
DWI/DUI $5,122
Reckless Driving $5,217
At-fault Accident (damages less than $1,000) $1,925
At-fault Accident (damages greater than $2,000) $3,367
Speeding Ticket (16-20 mph over speed limit) $2,696

Learn more about how citations may raise your auto insurance rates.


Fullerton car insurance rates by credit tier

The state of California does not allow insurance companies to consider a driver's credit score when setting their insurance premiums. 

Compare insurance rates to find an affordable policy today.

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Ross Martin photo
Ross MartinManager, Content Quality

Ross joined The Zebra as a writer and researcher in 2019. As a licensed insurance agent, he specializes in writing insurance content to help shoppers make informed decisions.

Ross holds a master's degree from Royal Holloway, University of London and has a background in copywriting and education. As a former teacher, he applies his educational skills to explain insurance concepts in ways that consumers can understand.

Ross's work has been cited by The New York Times, AxiosInvestopedia, The Simple DollarThe BalanceCar and Driver and Fox Business. He has been quoted by CNET, I Drive Safely and Kin Insurance

About The Zebra

The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.