How much does auto insurance cost in Menifee?
Car insurance coverage costs an average of $1,798 each year in Menifee. That's cheaper than the statewide average in California ($1,868) and pricier than the U.S. average of $1,548. Continue reading to see how much you can expect to pay for insurance based on your marital status, age, credit score and other factors in Menifee.
AUTO INSURANCE COSTS: MENIFEE VS. STATE AND U.S. AVERAGES
| Menifee Average (annual) | California Average | U.S. Average |
| $1,798 | $1,868 | $1,548 |
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Menifee auto insurance rates by company
Getting quotes from many different companies is the best way to find good coverage at a price that fits your budget. For a typical driver, GEICO offers Menifee's most affordable premiums. See below the best options for affordable auto insurance in Menifee. Remember to get car insurance quotes based on your driving profile.
MENIFEE CAR INSURANCE RATES BY COMPANY
| Insurance Company | Average Yearly Rate |
| GEICO | $1,248 |
| Mercury | $1,384 |
| AAA | $1,555 |
| Infinity | $1,558 |
| Farmers | $1,875 |
Check out our guide to learn how to find the best cheap car insurance.
Menifee auto insurance premiums by age
The best age for car insurance rates as a driver in Menifee is your 60s: drivers in this age group pay an average of $1,609 per year. Rates for Menifee drivers in their 50s are also relatively affordable, at just $1,613 per year.
Teenage drivers pay Menifee's most expensive car insurance rates. When Menifee drivers hit their 20s, their insurance rates drop substantially. The gap in cost between the car insurance premiums paid by teenage drivers and drivers in their 20s in Menifee is $3,342. That's the biggest gap in premiums between any pair of age brackets.
MENIFEE AUTO INSURANCE COSTS BY AGE
| Age | Average Yearly Rate |
| Teenagers | $5,861 |
| 20s | $2,519 |
| 30s | $1,749 |
| 40s | $1,697 |
| 50s | $1,613 |
| 60s | $1,609 |
| 70s | $1,849 |
Learn more about the impact of age on auto insurance rates.
Menifee auto insurance rates by marital status and gender
In some cases, a driver's gender and marital status may influence the car insurance rates they pay. Married drivers in Menifee pay $75 less than single drivers for car insurance. Married drivers pay less for car insurance than do single drivers in many locations.
Gender is another factor that can impact auto insurance costs.
MENIFEE CAR INSURANCE RATES: BY MARITAL STATUS AND GENDER
| Gender/Marital Status | Average Annual Rate |
| Female | $1,798 |
| Male | $1,798 |
| Single | $1,798 |
| Married | $1,723 |
| Divorced | $1,798 |
| Widowed | $1,748 |
Find out more about how gender and marital status have on insurance rates.
Menifee auto insurance premiums by accident and violation history
No matter where you live, steering clear of accidents and citations is the best way to keep your auto insurance rates low. Speeding tickets, reckless driving citations, DUIs and DWIs, and at-fault accidents all can increase what you pay for car insurance.
Two of the most costly citations to receive are DUI and reckless driving. Menifee drivers found guilty of reckless driving face insurance rate increases of $3,129 per year, compared to the citywide average. A DUI violation is likely to cause a $3,046 increase, while a citation for speeding leads to a $732 rate hike.
AVERAGE MENIFEE INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
| Violation/Incident | Average Annual Rate |
| DUI/DWI | $4,844 |
| Reckless Driving | $4,927 |
| At-fault Accident (damages less than $1,000) | $1,804 |
| At-fault Accident (damages > $2,000) | $3,148 |
| Speeding Ticket (16-20 mph over speed limit) | $2,530 |
Get more info on how a bad driving history can impact your car insurance costs.
Menifee car insurance rates by credit score
California is one of several U.S. states that does not allow insurance companies to use credit score as a factor in setting rates.
