Norwalk, CA Car Insurance

Drivers in Norwalk pay an average of $167 a month for car insurance. Are you paying too much?

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How much does car insurance cost in Norwalk?

 

The average cost of auto insurance in Norwalk is $2,011 per year. That's more than the average in California ($1,868) and more expensive than the national average of $1,548. Read on to learn more about how much you can expect to pay based on your credit score, gender, marital status, and other common factors in Norwalk.

 
CAR INSURANCE: NORWALK RATES VS. STATE + NATIONAL AVERAGES
Norwalk Average (per year)California AverageU.S. Average
$2,011$1,868$1,548
 
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Norwalk car insurance rates by company

 

The company-by-company differences in car insurance rates can be substantial, so it's important to compare quotes thoroughly and choose your insurer carefully. For a typical insurance customer, GEICO provides Norwalk's cheapest rates. Reference below the top options for affordable insurance in Norwalk. Don't forget to get car insurance quotes based on your unique driving profile.

 
NORWALK CAR INSURANCE RATES BY COMPANY
CompanyAverage Yearly Rate
GEICO$1,474
Mercury$1,658
AAA$1,751
Infinity$1,865
Alliance$2,055
 

Consult our expert guide to finding the best cheap car insurance.

 
 

 

Norwalk car insurance premiums by age

Norwalk drivers in their 60s pay relatively affordable car insurance rates just $1,794 each year, on average. Those in their 50s don't pay significantly more ($1,806).

The Norwalk drivers who pay the highest insurance rates are teenagers. One of the most effective ways to lower your car insurance rates as a driver in Norwalk is to age out of your teens. The gap in cost between the car insurance premiums paid by teenage drivers and drivers in their 20s in Norwalk is $4,375. That's the biggest gap in premiums between any pair of age brackets.

 
NORWALK AUTO INSURANCE PREMIUMS BY DRIVER AGE
Age tierAverage Annual Rate
Teens$7,333
20s$2,957
30s$1,958
40s$1,893
50s$1,806
60s$1,794
70s$2,082
 

Learn more about the impact of age on car insurance premiums.

 
 

 

Norwalk car insurance rates by gender and marital status

 

In some cases, a driver's marital status and gender may affect their car insurance rates. In Norwalk, married drivers pay $85 less than single drivers for car insurance. Married drivers enjoy less expensive rates than their single counterparts in most locations, based on data showing they file fewer insurance claims. Rates for those who are widowed are also much cheaper than rates for those who are single. Interestingly enough, in Norwalk, widowed drivers pay less than those who are single.

Gender is another factor that can affect car insurance rates. In Norwalk, female drivers pay $3 per year more than do male drivers for car insurance.

 
NORWALK AUTO INSURANCE RATES: BY MARITAL STATUS AND GENDER
Gender/Marital StatusAverage Yearly Rate
Female$2,014
Male$2,011
Single$1,926
Married$1,926
Divorced$2,011
Widowed$1,954
 

Learn more about the impact gender and marital status have on insurance rates.

 
 

 

Norwalk auto insurance costs by accident and violation history

 

Maintaining a clean driving record is an effective way to minimize your auto insurance costs. Speeding tickets, reckless driving citations, DUIs and DWIs, and at-fault accidents all can trigger insurance rate hikes.

Two of the most expensive driving violations from an insurance perspective are reckless driving and DUI. In Norwalk, a reckless driving citation results in an average insurance rate increase of $3,453 per year, compared to the citywide average. For comparison's sake, a DUI offense results in a $3,354 increase and a speeding ticket triggers an $823 rate hike.

 
NORWALK CAR INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
ViolationAverage Yearly Rate
DWI/DUI$5,365
Reckless Driving$5,464
At-fault Accident (damages less than $1,000)$2,018
At-fault Accident (damages greater than $2,000)$3,524
Speeding Ticket (16-20 mph over speed limit)$2,834
 

Get more info on how a bad driving history can impact your car insurance costs.

 
 

 

Norwalk car insurance rates by credit level

 

In many cases, a driver's credit level is closely correlated with their auto insurance rates. However, California doesn't allow auto insurers to set rates with credit score in mind.

 

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Ross Martin LinkedIn

As a licensed insurance agent, Ross is responsible for researching and writing about all matters related to auto and home insurance. He has a background in writing and education, as well as a master's degree from Royal Holloway, University of London. He has been quoted by CNET, iDriveSafely.com, and Kin Insurance.