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How much does car insurance cost in Norwalk?


The average cost of auto insurance in Norwalk is $2,011 per year. That's more than the average in California ($1,868) and more expensive than the national average of $1,548. Read on to learn more about how much you can expect to pay based on your credit score, gender, marital status, and other common factors in Norwalk.

Norwalk Average (per year) California Average U.S. Average
$2,011 $1,868 $1,548
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Norwalk car insurance rates by company


The company-by-company differences in car insurance rates can be substantial, so it's important to compare quotes thoroughly and choose your auto insurer carefully. For a typical insurance customer, GEICO provides Norwalk's cheapest rates. Reference below the top options for affordable insurance in Norwalk. Don't forget to get car insurance quotes based on your unique driving profile.

Company Average Yearly Rate
GEICO $1,474
Mercury $1,658
AAA $1,751
Infinity $1,865
Alliance $2,055

Consult our expert guide to finding the best cheap car insurance.



Norwalk car insurance premiums by age

Norwalk drivers in their 60s pay relatively affordable car insurance rates just $1,794 each year, on average. Those in their 50s don't pay significantly more ($1,806).

The Norwalk drivers who pay the highest insurance rates are teenagers. One of the most effective ways to lower your car insurance rates as a driver in Norwalk is to age out of your teens. The gap in cost between the car insurance premiums paid by teenage drivers and drivers in their 20s in Norwalk is $4,375. That's the biggest gap in premiums between any pair of age brackets.

Age tier Average Annual Rate
Teens $7,333
20s $2,957
30s $1,958
40s $1,893
50s $1,806
60s $1,794
70s $2,082

Learn more about the impact of age on car insurance premiums.



Norwalk car insurance rates by gender and marital status


In some cases, a driver's marital status and gender may affect their car insurance rates. In Norwalk, married drivers pay $85 less than single drivers for car insurance. Married drivers enjoy less expensive rates than their single counterparts in most locations, based on data showing they file fewer insurance claims. Rates for those who are widowed are also much cheaper than rates for those who are single. Interestingly enough, in Norwalk, widowed drivers pay less than those who are single.

Gender is another factor that can affect car insurance rates. In Norwalk, female drivers pay $3 per year more than do male drivers for car insurance.

Gender/Marital Status Average Yearly Rate
Female $2,014
Male $2,011
Single $1,926
Married $1,926
Divorced $2,011
Widowed $1,954

Learn more about the impact gender and marital status have on insurance rates.



Norwalk auto insurance costs by accident and violation history


Maintaining a clean driving record is an effective way to minimize your auto insurance costs. Speeding tickets, reckless driving citations, DUIs and DWIs, and at-fault accidents all can trigger insurance rate hikes.

Two of the most expensive driving violations from an insurance perspective are reckless driving and DUI. In Norwalk, a reckless driving citation results in an average insurance rate increase of $3,453 per year, compared to the citywide average. For comparison's sake, a DUI offense results in a $3,354 increase and a speeding ticket triggers an $823 rate hike.

Violation Average Yearly Rate
DWI/DUI $5,365
Reckless Driving $5,464
At-fault Accident (damages less than $1,000) $2,018
At-fault Accident (damages greater than $2,000) $3,524
Speeding Ticket (16-20 mph over speed limit) $2,834

Get more info on how a bad driving history can impact your car insurance costs.



Norwalk car insurance rates by credit level


In many cases, a driver's credit level is closely correlated with their auto insurance rates. However, California doesn't allow auto insurers to set rates with credit score in mind.


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Ross MartinManager, Content Quality

Ross joined The Zebra as a writer and researcher in 2019. As a licensed insurance agent, he specializes in writing insurance content to help shoppers make informed decisions.

Ross holds a master's degree from Royal Holloway, University of London and has a background in copywriting and education. As a former teacher, he applies his educational skills to explain insurance concepts in ways that consumers can understand.

Ross's work has been cited by The New York Times, AxiosInvestopedia, The Simple DollarThe BalanceCar and Driver and Fox Business. He has been quoted by CNET, I Drive Safely and Kin Insurance

About The Zebra

The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.