How much does car insurance cost in Norwalk?
The average cost of auto insurance in Norwalk is $2,011 per year. That's more than the average in California ($1,868) and more expensive than the national average of $1,548. Read on to learn more about how much you can expect to pay based on your credit score, gender, marital status, and other common factors in Norwalk.
CAR INSURANCE: NORWALK RATES VS. STATE + NATIONAL AVERAGES
|Norwalk Average (per year)||California Average||U.S. Average|
Compare rates now:
Norwalk car insurance rates by company
The company-by-company differences in car insurance rates can be substantial, so it's important to compare quotes thoroughly and choose your insurer carefully. For a typical insurance customer, GEICO provides Norwalk's cheapest rates. Reference below the top options for affordable insurance in Norwalk. Don't forget to get car insurance quotes based on your unique driving profile.
NORWALK CAR INSURANCE RATES BY COMPANY
|Company||Average Yearly Rate|
Norwalk car insurance premiums by age
Norwalk drivers in their age_60s pay relatively affordable car insurance rates just $1,794each year, on average. Those in their age_50s don't pay significantly more ($1,806).
The Norwalk drivers who pay the highest insurance rates are teenagers. One of the most effective ways to lower your car insurance rates as a driver in Norwalk is to age out of your teens. The gap in cost between the car insurance premiums paid by teenage drivers and drivers in their 20s in Norwalk is $4,375. That's the biggest gap in premiums between any pair of age brackets.
NORWALK AUTO INSURANCE PREMIUMS BY DRIVER AGE
|Age tier||Average Annual Rate|
Norwalk car insurance rates by gender and marital status
In some cases, a driver's marital status and gender may affect their car insurance rates. In Norwalk, married drivers pay $85 less than single drivers for car insurance. Married drivers enjoy less expensive rates than their single counterparts in most locations, based on data showing they file fewer insurance claims. Rates for those who are widowed are also much cheaper than rates for those who are single. Interestingly enough, in Norwalk, widowed drivers pay less than those who are single.
Gender is another factor that can affect car insurance rates. In Norwalk, female drivers pay $3 per year more than do male drivers for car insurance.
NORWALK AUTO INSURANCE RATES: BY MARITAL STATUS AND GENDER
|Gender/Marital Status||Average Yearly Rate|
Norwalk auto insurance costs by accident and violation history
Maintaining a clean driving record is an effective way to minimize your auto insurance costs. Speeding tickets, reckless driving citations, DUIs and DWIs, and at-fault accidents all can trigger insurance rate hikes.
Two of the most expensive driving violations from an insurance perspective are reckless driving and DUI. In Norwalk, a reckless driving citation results in an average insurance rate increase of $3,453 per year, compared to the citywide average. For comparison's sake, a DUI offense results in a $3,354 increase and a speeding ticket triggers an $823 rate hike.
NORWALK CAR INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
|Violation||Average Yearly Rate|
|At-fault Accident (damages less than $1,000)||$2,018|
|At-fault Accident (damages greater than $2,000)||$3,524|
|Speeding Ticket (16-20 mph over speed limit)||$2,834|
Norwalk car insurance rates by credit level
Another major insurance rating factor is credit score. Drivers with bad credit histories typically face more expensive car insurance than do drivers with stellar credit. In fact, Norwalk drivers who build their credit score from the "Very Poor" tier (300-579) to the "Exceptional" tier (800-850) earn a 0% decrease in car insurance rates. Moving into the "Fair" credit tier from the "Very Poor" level is one of the most impactful steps a driver can take in pursuit of better car insurance rates. In Norwalk, improving your credit to "Fair" corresponds with a $0 decrease in annual car insurance rates.
NORWALK CAR INSURANCE PREMIUMS BY CREDIT SCORE
|Credit Score||Average Rate (annual)|