How much does auto insurance cost in Rialto?
The typical Rialto driver pays $2,010 per year for auto insurance. That's more expensive than the statewide average in California ($1,868) and more expensive than the national average of $1,548. Our guide to car insurance in Rialto — researched and written by The Zebra's team of licensed insurance experts — includes average premiums based on age, credit score, driving history, and marital status. Read on for more information.
RIALTO CAR INSURANCE RATES
|Rialto Average (yearly)||California Average||U.S. Average|
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Rialto car insurance costs by company
The company-by-company differences in car insurance rates can be substantial, so it's important to compare quotes thoroughly and choose your insurer carefully. In Rialto, GEICO offers the cheapest premiums for the typical insurance buyer. We've gathered the best cheap car insurance companies in Rialto below. You should only use this list as a starting point: it's important to compare quotes specific to your unique driving profile.
RIALTO CAR INSURANCE RATES BY COMPANY
|Insurer||Average Rate (annual)|
Rialto car insurance premiums by age
The age bracket that pays the least for auto insurance in Rialto consists of drivers in their age_60s, who pay an average of $1,780. Drivers in their age_50s pay marginally higher rates — $1,797 per year.
Young drivers aged 16 to 19 pay the most for car insurance in Rialto. One of the easiest ways to lower your car insurance rates as a driver in Rialto is to age out of your teenage years. The cost differential between the car insurance premiums paid by teenage drivers and drivers in their 20s in Rialto is $4,488, the largest such difference between any two age brackets.
CAR INSURANCE RATES BY AGE TIER IN RIALTO
|Age bracket||Average Annual Rate|
Rialto auto insurance rates by marital status and gender
In some cases, a driver's marital status and gender may affect the auto insurance rates they pay. Married drivers usually pay less for car insurance than their single counterparts. In Rialto, married motorists pay $83 less than single drivers for auto insurance. Rates for those who are widowed are also much cheaper than rates for those who are single. Interestingly enough, in Rialto, single drivers pay more than those who are widowed.
Gender is yet another factor that can affect auto insurance premiums. In Rialto, female drivers pay $2 per year more than do male drivers for car insurance.
INSURANCE RATES IN RIALTO BY MARITAL STATUS AND GENDER
|Marital Status/Gender||Average Annual Rate|
Rialto auto insurance rates by accident and violation history
No matter where you live, steering clear of accidents and citations is the best way to keep your auto insurance rates low. At-fault collisions, DWIs, citations for reckless driving, and speeding tickets each contribute to increases in car insurance rates. Insurance companies reward low-risk drivers with the gift of low rates.
Rialto drivers found guilty of reckless driving pay a steep price when it comes to auto insurance, facing a rate increase of $3,462 per year versus the city average. A ticket for speeding results in an $830 rate hike while a DWI or DUI violation costs $3,368per year in extra insurance expenditures.
AVERAGE RIALTO INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
|Violation/Incident||Average Annual Rate|
|At-fault Accident (damages less than $1,000)||$2,017|
|At-fault Accident (damages greater than $2,000)||$3,522|
|Speeding Ticket (16-20 mph over speed limit)||$2,840|
Rialto car insurance rates by credit tier
One of the byproducts of a good credit score is lower car insurance costs. Drivers who keep their credit score up typically pay less for auto insurance than do drivers with less-than-stellar credit histories. Rialto drivers who improve their credit score from "Very Poor" (300-579) to "Exceptional" (800-850) can save as much as 0% on their car insurance premiums. Moving into the "Fair" credit tier from the "Very Poor" level is one of the most impactful steps a driver can take in pursuit of better car insurance rates. In Rialto, improving your credit to "Fair" corresponds with a $0 decrease in annual car insurance rates.
RIALTO CAR INSURANCE RATES BY CREDIT LEVEL
|Credit Tier||Average Annual Rate|