Car insurance costs an average of $183 monthly in South Gate. Learn more about how rates are set or enter your ZIP to compare quotes.
Why you can trust The Zebra
The typical South Gate driver pays $2,201 per year for car insurance. That's more expensive than the average in California ($1,868) and more expensive than the national average of $1,548. Read on to learn more about how much you can expect to pay based on your credit score, gender, marital status and other factors in South Gate.
|South Gate Average (per year)||California Average||U.S. Average|
Comparing rates from a number of different companies is the best way to find good coverage at a price that fits your budget. In South Gate, GEICO provides the most affordable rates for the typical insurance customer. We've gathered the best cheap car insurance companies in South Gate below. Remember that this list should only be seen as a starting point: it's important to gather quotes specific to your unique driving profile.
|Insurer||Average Annual Rate|
South Gate drivers in their 60s pay relatively affordable car insurance rates just $1,953 each year, on average. Those in their 50s don't pay significantly more ($1,966).
The South Gate drivers facing the priciest insurance rates are teenagers. One of the most effective ways to get cheaper car insurance rates as a driver in South Gate is to celebrate your 20th birthday. The cost differential between the car insurance premiums paid by teenage drivers and drivers in their 20s in South Gate is $4,026, the largest such difference between any two age brackets.
|Age group||Average Annual Rate|
In some cases, a driver's gender and marital status may influence the car insurance rates they pay. Married drivers in South Gate pay $90 less than single drivers for car insurance. Married drivers pay less for car insurance than do single drivers in many locations.
Another component of auto insurance pricing is gender.
|Marital Status/Gender||Average Annual Rate|
Maintaining a clean driving record is an effective way to minimize your insurance rates. Speeding citations, reckless driving charges, DUIs and DWIs, and at-fault accidents can lead to increases in your auto insurance rates.
South Gate drivers found guilty of reckless driving pay the price when it comes to auto insurance, facing a rate increase of $3,809 per year versus the city average. A ticket for speeding results in a $912 rate hike, on average, while a DUI violation costs $3,717per year in insurance premiums.
|Incident/Violation||Average Yearly Rate|
|At-fault Accident (damages less than $1,000)||$2,208|
|At-fault Accident (damages > $2,000)||$3,866|
|Speeding Ticket (16-20 mph over speed limit)||$3,113|
California is one of several U.S. states that does not allow car insurance companies to use credit as a rating factor.
The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.