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How much does car insurance cost in South Gate?


The typical South Gate driver pays $2,201 per year for car insurance. That's more expensive than the average in California ($1,868) and more expensive than the national average of $1,548. Read on to learn more about how much you can expect to pay based on your credit score, gender, marital status and other factors in South Gate.


SOUTH GATE CAR INSURANCE RATES
South Gate Average (per year) California Average U.S. Average
$2,201 $1,868 $1,548


Contents:


South Gate auto insurance rates by company


Comparing rates from a number of different companies is the best way to find good coverage at a price that fits your budget. In South Gate, GEICO provides the most affordable rates for the typical insurance customer. We've gathered the best cheap car insurance companies in South Gate below. Remember that this list should only be seen as a starting point: it's important to gather quotes specific to your unique driving profile.


SOUTH GATE AUTO INSURANCE RATES BY COMPANY
Insurer Average Annual Rate
GEICO $1,518
Mercury $1,724
Infinity $1,763
AAA $1,981
CSAA $2,229


Check out our guide to learn how to find the best cheap car insurance.



Auto insurance premiums by age in South Gate

South Gate drivers in their 60s pay relatively affordable car insurance rates just $1,953 each year, on average. Those in their 50s don't pay significantly more ($1,966).

The South Gate drivers facing the priciest insurance rates are teenagers. One of the most effective ways to get cheaper car insurance rates as a driver in South Gate is to celebrate your 20th birthday. The cost differential between the car insurance premiums paid by teenage drivers and drivers in their 20s in South Gate is $4,026, the largest such difference between any two age brackets.


SOUTH GATE CAR INSURANCE RATES BY DRIVER AGE
Age group Average Annual Rate
Teens $7,115
20s $3,089
30s $2,140
40s $2,073
50s $1,966
60s $1,953
70s $2,237


Dive into the data on car insurance and age.



South Gate car insurance premiums by gender and marital status


In some cases, a driver's gender and marital status may influence the car insurance rates they pay. Married drivers in South Gate pay $90 less than single drivers for car insurance. Married drivers pay less for car insurance than do single drivers in many locations.

Another component of auto insurance pricing is gender.


SOUTH GATE AUTO INSURANCE RATES: BY MARITAL STATUS AND GENDER
Marital Status/Gender Average Annual Rate
Female $2,201
Male $2,201
Single $2,201
Married $2,111
Divorced $2,201
Widowed $2,138


Read more about the relationships between gender, marital status and insurance premiums.



South Gate auto insurance rates by accident and violation history


Maintaining a clean driving record is an effective way to minimize your insurance rates. Speeding citations, reckless driving charges, DUIs and DWIs, and at-fault accidents can lead to increases in your auto insurance rates.

South Gate drivers found guilty of reckless driving pay the price when it comes to auto insurance, facing a rate increase of $3,809 per year versus the city average. A ticket for speeding results in a $912 rate hike, on average, while a DUI violation costs $3,717per year in insurance premiums.


AVERAGE SOUTH GATE INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
Incident/Violation Average Yearly Rate
DUI/DWI $5,918
Reckless Driving $6,010
At-fault Accident (damages less than $1,000) $2,208
At-fault Accident (damages > $2,000) $3,866
Speeding Ticket (16-20 mph over speed limit) $3,113


Learn more about the impact of driving violations on car insurance rates.



South Gate car insurance rates by credit score


California is one of several U.S. states that does not allow car insurance companies to use credit as a rating factor.


Kristine Lee photo
Kristine LeeManager, Content and Data

Kristine is a licensed insurance agent who joined The Zebra in 2019 as an in-house content researcher and writer. Before joining The Zebra, she was a freelance copywriter for over five years. 

She is an authority on all things insurance and covers the ins and outs of auto, home, life and renters insurance. Her specialty is in providing data-backed insights and information to help insurance shoppers make informed decisions.

Kristine's insurance expertise and research have been cited by publications such as CNBC, BadCredit.orgCar and Driver, Business Insider, Yahoo!, The Balance, Nationwide and Elephant.

About The Zebra

The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.