South Gate, CA Car Insurance

Car insurance costs an average of $183 monthly in South Gate. Learn more about how rates are set or enter your ZIP to compare quotes.

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How much does car insurance cost in South Gate?


The typical South Gate driver pays $2,201 per year for car insurance. That's more expensive than the average in California ($1,868) and more expensive than the national average of $1,548. Read on to learn more about how much you can expect to pay based on your credit score, gender, marital status and other factors in South Gate.


SOUTH GATE CAR INSURANCE RATES
South Gate Average (per year)California AverageU.S. Average
$2,201$1,868$1,548

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South Gate auto insurance rates by company


Comparing rates from a number of different companies is the best way to find good coverage at a price that fits your budget. In South Gate, GEICO provides the most affordable rates for the typical insurance customer. We've gathered the best cheap car insurance companies in South Gate below. Remember that this list should only be seen as a starting point: it's important to compare quotes specific to your unique driving profile.


SOUTH GATE AUTO INSURANCE RATES BY COMPANY
InsurerAverage Annual Rate
GEICO$1,518
Mercury$1,724
Infinity$1,763
AAA$1,981
CSAA$2,229

Check out our guide to learn how to find the best cheap car insurance.



Auto insurance premiums by age in South Gate

South Gate drivers in their 60s pay relatively affordable car insurance rates just $1,953 each year, on average. Those in their 50s don't pay significantly more ($1,966).

The South Gate drivers facing the priciest insurance rates are teenagers. One of the most effective ways to get cheaper car insurance rates as a driver in South Gate is to celebrate your 20th birthday. The cost differential between the car insurance premiums paid by teenage drivers and drivers in their 20s in South Gate is $4,026, the largest such difference between any two age brackets.


SOUTH GATE CAR INSURANCE RATES BY DRIVER AGE
Age groupAverage Annual Rate
Teens$7,115
20s$3,089
30s$2,140
40s$2,073
50s$1,966
60s$1,953
70s$2,237

Dive into the data on car insurance and age.



South Gate car insurance premiums by gender and marital status


In some cases, a driver's gender and marital status may influence the car insurance rates they pay. Married drivers in South Gate pay $90 less than single drivers for car insurance. Married drivers pay less for car insurance than do single drivers in many locations.

Another component of auto insurance pricing is gender.


SOUTH GATE AUTO INSURANCE RATES: BY MARITAL STATUS AND GENDER
Marital Status/GenderAverage Annual Rate
Female$2,201
Male$2,201
Single$2,201
Married$2,111
Divorced$2,201
Widowed$2,138

Read more about the relationships between gender, marital status and insurance premiums.



South Gate auto insurance rates by accident and violation history


Maintaining a clean driving record is an effective way to minimize your insurance rates. Speeding citations, reckless driving charges, DUIs and DWIs, and at-fault accidents can lead to increases in your auto insurance rates.

South Gate drivers found guilty of reckless driving pay the price when it comes to auto insurance, facing a rate increase of $3,809 per year versus the city average. A ticket for speeding results in a $912 rate hike, on average, while a DUI violation costs $3,717per year in insurance premiums.


AVERAGE SOUTH GATE INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
Incident/ViolationAverage Yearly Rate
DUI/DWI$5,918
Reckless Driving$6,010
At-fault Accident (damages less than $1,000)$2,208
At-fault Accident (damages > $2,000)$3,866
Speeding Ticket (16-20 mph over speed limit)$3,113

Learn more about the impact of driving violations on car insurance rates.



South Gate car insurance rates by credit score


California is one of several U.S. states that does not allow insurance companies to use credit as a rating factor.


The Zebra

The Zebra is the nation's leading independent insurance comparison site. The Zebra compares more than 100 insurance companies and provides agent support and educational resources to ensure drivers are equipped to make the most informed decisions about their home and auto insurance.