Auto insurance costs an average of $145 per month in Vacaville. If you're paying too much, compare rates and save.
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The average cost of auto insurance in Vacaville is $1,741 per year. That's less than the California average ($1,868) and more expensive than the national average of $1,548. Continue reading to learn how much you can expect to pay for insurance based on your marital status, age, credit score and other factors in Vacaville.
|Vacaville Average (annual)||California Average||United States Average|
One of the most important determinants of your car insurance rates is the insurance company you work with. In Vacaville, GEICO offers the cheapest rates for the average insurance customer. We've listed the best cheap car insurance companies in Vacaville below. Use this information as a starting point and be sure to compare quotes specific to your unique driving profile.
The age group that enjoys the lowest auto insurance rates in Vacaville are drivers in their 50s, who pay an average of $1,568 per year. Those in their 60s don't pay much more ($1,576).
Teenage drivers pay Vacaville's most expensive insurance rates. When Vacaville drivers hit their 20s, their insurance rates drop substantially. The difference in rates paid by teenage drivers and drivers in their 20s in Vacaville is $3,223, the largest such difference between any two age groups.
|Age bracket||Average Annual Rate|
In some cases, a driver's gender and marital status may influence the car insurance rates they pay. In Vacaville, married drivers pay $72 less than single drivers for car insurance. Married drivers enjoy less expensive rates than their single counterparts in most locations, based on data showing they file fewer insurance claims.
Gender is another factor that can influence auto insurance rates. In Vacaville, female drivers pay more for auto insurance than do male drivers: $1 per year, to be precise.
|Marital Status/Gender||Average Yearly Rate|
If you want to keep your car insurance costs reasonable, keep your driving record clean. Speeding tickets, reckless driving citations, DUIs and DWIs, and at-fault accidents all can trigger insurance rate hikes.
Two of the most expensive driving violations from an insurance perspective are reckless driving and DUI. In Vacaville, a reckless driving citation results in an average insurance rate increase of $2,943 per year, compared to the citywide average. For comparison's sake, a DUI offense results in a $2,854 increase, and a speeding ticket triggers a $706 rate hike.
|Citation||Average Yearly Rate|
|At-fault Accident (damages less than $1,000)||$1,748|
|At-fault Accident (damages greater than $2,000)||$3,100|
|Speeding Ticket (16-20 mph over speed limit)||$2,447|
California is one of only a few states in the U.S. that does not allow car insurance companies to price policies based on a driver's credit history.
The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.
The Zebra’s insurance content is written and reviewed for accuracy by licensed insurance agents.
The Zebra’s insurance content is not subject to review or alteration by insurance companies or partners.
The Zebra’s editorial team operates independently of the company’s partnerships and commercialization interests, publishing unbiased information for consumer benefit.
The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States.