South Fulton, GA Car Insurance

Auto insurance costs an average of $167 per month in South Fulton. If you're paying too much, compare rates and save.

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How much does auto insurance cost in South Fulton?


Car insurance coverage costs an average of $2,010 each year in South Fulton. That's greater than than the average rate in Georgia ($1,609) and pricier than the nationwide average of $1,548. Our guide to South Fulton auto insurance includes average rates based on age, credit score, driving history, and marital status. Read on to learn more.


SOUTH FULTON AUTO INSURANCE PREMIUMS
South Fulton Average (yearly) Georgia Average National Average
$2,010 $1,609 $1,548


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South Fulton car insurance costs by insurer


The best way to save on auto insurance is to compare rates from as many companies as possible, selecting the provider from which you receive the most affordable quote. For a typical driver, Georgia Farm Bureau offers South Fulton's cheapest rates. Reference below the top options for affordable insurance in South Fulton. Don't forget to get car insurance quotes based on your unique driving profile.


SOUTH FULTON CAR INSURANCE RATES BY COMPANY
Insurance Company Average Annual Rate
Georgia Farm Bureau $1,247
USAA $1,438
State Farm $1,893
GEICO $2,271
Progressive $2,416


Read our guide to finding the best cheap auto insurance.



South Fulton car insurance costs by age

The age bracket that pays the least for auto insurance in South Fulton consists of drivers in their 50s, who pay an average of $1,788. Those in their 60s don't pay significantly more ($1,834).

Teenage drivers pay South Fulton's most expensive auto insurance rates. When drivers hit their 20s in South Fulton and move out of the teenage age bracket, they reduce their premiums substantially. In South Fulton, teenage drivers pay $7,808 — a full $5,974 more than the second-most expensive rate paid by an age group.


SOUTH FULTON AUTO INSURANCE PREMIUMS BY DRIVER AGE
Age Average Yearly Rate
Teenagers $7,808
20s $2,671
30s $2,057
40s $1,979
50s $1,788
60s $1,834
70s $2,235


Find out more about how age can change car insurance costs.



South Fulton auto insurance rates by marital status and gender


Marital status and gender are contributing factors to car insurance costs in some cases. In most places, single drivers pay more than married drivers based on data that says they're more likely to file claims. Married drivers in South Fulton pay $245 less than single drivers for auto insurance.

Gender is another factor that can affect car insurance rates. In South Fulton, female drivers pay more for auto insurance than do male drivers: $40 per year, to be precise.


INSURANCE RATES IN SOUTH FULTON BY MARITAL STATUS AND GENDER
Gender/Marital Status Average Annual Rate
Female $2,050
Male $2,010
Single $2,024
Married $1,779
Divorced $2,016
Widowed $1,888


Find out more about how gender and marital status have on insurance rates.



South Fulton car insurance costs by accident and violation history


No matter where you live, avoiding accidents and violations is the best way to keep your auto insurance rates at a minimum. Speeding tickets, reckless driving citations, DUIs and DWIs, and at-fault accidents all can trigger insurance rate hikes.

South Fulton drivers found guilty of reckless driving pay a steep price when it comes to auto insurance, facing a rate increase of $1,160 per year versus the city average. A ticket for speeding results in a $592 rate hike while a DWI or DUI violation costs $1,721per year in extra insurance expenditures.


AVERAGE SOUTH FULTON INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
Violation Average Yearly Rate
DUI/DWI $3,731
Reckless Driving $3,170
At-fault Accident (damages less than $1,000) $2,831
At-fault Accident (damages greater than $2,000) $3,206
Speeding Ticket (16-20 mph over speed limit) $2,602


Learn more about the impact of driving violations on car insurance rates.



South Fulton car insurance rates by credit score


It's no secret that credit score is closely related to car insurance rates. In fact, South Fulton drivers who improve their credit score from the "Very Poor" tier (300-579) to the "Exceptional" tier (800-850) earn, on average, a 47% decrease in their auto insurance costs. Moving from "Very Poor" to "Fair" credit is an important step toward saving money on auto insurance. In South Fulton, improving your credit to "Fair" could help you earn a $602 decrease in annual car insurance rates.


SOUTH FULTON AUTO INSURANCE RATES BY CREDIT TIER
Credit Tier Average Annual Rate
Very Poor $3,407
Fair $2,805
Good $2,376
Very Good $2,078
Exceptional $1,811


Get more information on how credit impacts car insurance costs.



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The Zebra is an independent insurance advisor and quote comparison site with headquarters in Austin, Texas. Utilizing its real-time quote comparison tool, The Zebra partners with companies such as Allstate, Liberty Mutual, and Progressive to help consumers browse pricing, coverage, and service level for both home and auto insurance policies.

About The Zebra

The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.

  • The Zebra’s insurance content is written and reviewed for accuracy by licensed insurance agents.

  • The Zebra’s insurance content is not subject to review or alteration by insurance companies or partners.

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  • The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States.