Auto insurance costs an average of $167 per month in South Fulton. If you're paying too much, compare rates and save.
Why you can trust The Zebra
Car insurance coverage costs an average of $2,010 each year in South Fulton. That's greater than than the average rate in Georgia ($1,609) and pricier than the nationwide average of $1,548. Our guide to South Fulton auto insurance includes average rates based on age, credit score, driving history, and marital status. Read on to learn more.
|South Fulton Average (yearly)||Georgia Average||National Average|
The best way to save on auto insurance is to compare rates from as many companies as possible, selecting the provider from which you receive the most affordable quote. For a typical driver, Georgia Farm Bureau offers South Fulton's cheapest rates. Reference below the top options for affordable insurance in South Fulton. Don't forget to get car insurance quotes based on your unique driving profile.
|Insurance Company||Average Annual Rate|
|Georgia Farm Bureau||$1,247|
The age bracket that pays the least for auto insurance in South Fulton consists of drivers in their 50s, who pay an average of $1,788. Those in their 60s don't pay significantly more ($1,834).
Teenage drivers pay South Fulton's most expensive auto insurance rates. When drivers hit their 20s in South Fulton and move out of the teenage age bracket, they reduce their premiums substantially. In South Fulton, teenage drivers pay $7,808 — a full $5,974 more than the second-most expensive rate paid by an age group.
|Age||Average Yearly Rate|
Marital status and gender are contributing factors to car insurance costs in some cases. In most places, single drivers pay more than married drivers based on data that says they're more likely to file claims. Married drivers in South Fulton pay $245 less than single drivers for auto insurance.
Gender is another factor that can affect car insurance rates. In South Fulton, female drivers pay more for auto insurance than do male drivers: $40 per year, to be precise.
|Gender/Marital Status||Average Annual Rate|
No matter where you live, avoiding accidents and violations is the best way to keep your auto insurance rates at a minimum. Speeding tickets, reckless driving citations, DUIs and DWIs, and at-fault accidents all can trigger insurance rate hikes.
South Fulton drivers found guilty of reckless driving pay a steep price when it comes to auto insurance, facing a rate increase of $1,160 per year versus the city average. A ticket for speeding results in a $592 rate hike while a DWI or DUI violation costs $1,721per year in extra insurance expenditures.
|Violation||Average Yearly Rate|
|At-fault Accident (damages less than $1,000)||$2,831|
|At-fault Accident (damages greater than $2,000)||$3,206|
|Speeding Ticket (16-20 mph over speed limit)||$2,602|
It's no secret that credit score is closely related to car insurance rates. In fact, South Fulton drivers who improve their credit score from the "Very Poor" tier (300-579) to the "Exceptional" tier (800-850) earn, on average, a 47% decrease in their auto insurance costs. Moving from "Very Poor" to "Fair" credit is an important step toward saving money on auto insurance. In South Fulton, improving your credit to "Fair" could help you earn a $602 decrease in annual car insurance rates.
|Credit Tier||Average Annual Rate|
The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.
The Zebra’s insurance content is written and reviewed for accuracy by licensed insurance agents.
The Zebra’s insurance content is not subject to review or alteration by insurance companies or partners.
The Zebra’s editorial team operates independently of the company’s partnerships and commercialization interests, publishing unbiased information for consumer benefit.
The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States.