If you need an SR-22 certificate to acquire car insurance in Kansas, don't worry. This relatively common insurance requirement is triggered by a driving citation like a DUI, a ticket for driving without proof of insurance, a collision causing substantial property damage, driving with a suspended license, or accumulating too many points on your license.
Finding inexpensive insurance with a SR-22 in Kansas might not be easy, but it could pay off. We analyzed how much money a SR-22 typically costs in Kansas and how to easily get one — let's look at the details.
How much does an SR-22 cost in Kansas?
Insurance with an SR-22 requirement in Kansas is usually expensive. This isn't a direct result of the SR-22 — filing fees are $15 to $35 — but a product of the insurance rate increases triggered by the violation that necessitated the SR-22 in the first place.
Insurers charge higher-risk drivers more because of the increased risk of an accident. The rate increase you’ll face depends on the number and severity of your violations — listed below are average insurance prices with an SR-22 certificate in Kansas.
KANSAS INSURANCE RATES AFTER COMMON CITATIONS
|High-risk rating factor||Average yearly rate||Increase vs. no violations|
|At-fault collision (>$2,000)||$2,276||$653|
|Speeding (21-25 mph > limit)||$1,966||$344|
If you want to purchase inexpensive auto insurance after obtaining a SR-22, we're here to help. Provide your ZIP code to receive personalized car insurance quotes from leading companies.
How to get an SR-22 certificate in Kansas
For currently insured driversIf you currently have auto insurance, requesting an SR-22 certificate isn't too tough. Phone your insurance company ask the company to file a SR-22 request on your behalf. If your insurer refuses to request a certificate, you should shop for a new insurance company.
Uninsured driversWhen filing for car insurance, you might be saddled with an up-front fee to cover the SR-22 request and to account for your less-than-optimal insurance profile. Needing an SR-22 may disqualify you from getting coverage from some companies, while others would be happy to sell you a policy.
Don't own a car?Needing an SR-22 might disqualify you from purchasing insurance from some companies, while others would be happy to sell you a policy.
For drivers without a vehicleNot owning a vehicle makes it more difficult to obtain an SR-22, as you will need to provide proof of insurance to receive the certificate. If you don't own a car, get a non-owners auto insurance policy before filing for an SR-22. Non-owners car insurance is typically cheaper than a traditional policy since it doesn't insure against physical damages to your vehicle.
Methodology and sources
we conducted auto insurance rate analysis using its proprietary quote engine, comprising data from rating systems and public rate filings. The Zebra examined nearly 53 million rates to explore trends related to specific car insurance pricing factors across all U.S. ZIP codes, averaged by state, including Washington, D.C.