Nebraska SR-22 Auto Insurance

If you need an SR-22 for auto insurance in Nebraska, you're not alone. This relatively common insurance requirement is often needed after a citation like a DWI conviction, a citation for driving without proof of insurance, an accident with substantial property damage, driving with a suspended license, or accuring excessivepoints on your license.

Getting affordable coverage with a SR-22 in Nebraska might require some research, but it could pay off in the end. We examined how much a SR-22 certificate costs in Nebraska and how to easily get one — let's look at the details.

How much does an SR-22 cost in Nebraska?

Insurance with an SR-22 requirement in Nebraska tends to be expensive. This isn't a result of the SR-22 itself — typical filing fees run just $15 to $35 — but a product of the insurance rate increases caused by the violation that necessitated the SR-22 in the first place.

Auto insurance companies charge high-risk motorists increased rates to account for the increased risk of claims payouts via collisions. The rate increase you will receive may depend on the number and severity of infractions — below are standard insurance rates for drivers with SR-22s in Nebraska.

High-risk rating factorAverage annual rateIncrease vs. no violations
No violations$1,370
At-fault collision (>$2,000)$1,902$532
Speeding (21-25 mph > limit)$1,569$199
Reckless driving$1,908$538

If you need affordable auto insurance after getting a SR-22 certificate, The Zebra is here to help. Provide your ZIP code below to get personalized auto insurance quotes from popular companies.

How to get an SR-22 in Nebraska

For currently insured drivers

If you currently have auto insurance, getting an SR-22 is straightforward. Call your insurer request they file a SR-22 request on your behalf. If your current car insurance company isn’t willing to file for an SR-22, you should look for a new auto insurance company.

If you're currently uninsured

When applying for car insurance, you might need to pay extra to cover the SR-22 request and to account for your less-than-optimal insurance profile. Needing an SR-22 certification may disqualify you from getting coverage from some companies, while others will sell you a policy.

Don't own a vehicle?

Needing an SR-22 might disqualify you from purchasing insurance from some companies, while others would be happy to sell you a policy.

For drivers without a vehicle

Not owning a vehicle makes it more difficult to obtain an SR-22, as you will need to furnish proof of insurance to get the certificate. If this is the case, you should apply for a non-owners auto insurance policy before pursuing an SR-22. Non-owners car insurance should be less costly than standard coverage since it doesn't protect against physical damages to your vehicle.


The Zebra performed auto insurance rate analysis through its proprietary insurance quote engine, comprising data from insurance rating platforms and public rate filings. The Zebra assessed nearly 53 million premiums to examine trends related to car insurance rating factors across all U.S. ZIP codes, averaged by state, including Washington, D.C.

Learn more about SR-22 certificate requirements and their impact on insurance costs.

Kristine Lee photo
Kristine LeeManager, Content and Data

Kristine is a licensed insurance agent who joined The Zebra in 2019 as an in-house content researcher and writer.

She is an authority on all things insurance and covers the ins and outs of auto, home, life and renters insurance. Her specialty is in providing data-backed insights and information to help insurance shoppers make informed decisions.

Kristine's insurance expertise and research have been cited by publications such as CNBC, Car and Driver, Business Insider, Yahoo!, The Balance, Nationwide and Elephant.