Insurance with an SR-22 in Vermont

If you need an SR-22 to get a car insurance policy in Vermont, you're not alone. This relatively routine legal requirement is sometimes requested after a driving violation like a DUI conviction, a driving-without-insurance citation, an at-fault accident with substantial property damage, a citation for driving with a suspended license, or accumulating too many points on your license.

Getting affordable car insurance with a SR-22 in Vermont might take some effort, but it never hurts to try. We examined how much a SR-22 certificate usually costs in Vermont and how to easily get one — let's take a look.

How much should you expect to pay for an SR-22 in Vermont?

Car insurance with an SR-22 in Vermont is often pricey. This isn't a result of the SR-22 itself — filing fees are usually $15 to $35 — but thanks to the insurance cost increases initiated by the driving violation that prompted the SR-22 requirement in the first place.

Auto insurance companies charge risky drivers steeper rates on account of the increased risk of having to pay out a claim after a crash. The rate increase you will face may depend on the severity and number of your citations — below are typical auto insurance premiums after an SR-22 in Vermont.

Rating factorAverage annual rateIncrease vs. no violations
No violations$1,156
At-fault collision (>$2,000)$1,694$538
Speeding (21-25 mph > limit)$1,368$212
Reckless driving$1,820$665

If you want affordable auto insurance with a SR-22, we are here to help. Enter your ZIP below to get personalized auto insurance quotes from popular companies.

Requesting an SR-22 in Vermont

Already insured

If you have an active car insurance policy, obtaining an SR-22 is straightforward. Just call your auto insurance company request they file a SR-22 request on your behalf. If your insurer declines to request a certificate, you'll need to look for a new insurance company.

Currently uninsured?

When applying for car insurance, you might face an up-front fee to cover the SR-22 request and to account for your less-than-optimal insurance profile. Needing an SR-22 certification may keep you from purchasing insurance from some companies, while others would be happy to sell you a policy.

For non-vehicle owners

Needing an SR-22 might disqualify you from purchasing insurance from some companies, while others would be happy to sell you a policy.

For drivers without a vehicle

Not owning a vehicle makes it difficult to obtain an SR-22, as you'll need to show proof of insurance to receive the certificate. If this is the case, get a non-owners auto insurance policy before requesting a certificate. Non-owners car insurance can be less expensive than standard coverage since it doesn't cover physical damage to your vehicle.


The Zebra conducted comprehensive auto insurance pricing analysis using our proprietary quote engine, comprising data from rating platforms and public rate filings. The Zebra surveyed nearly 53 million premiums to examine trends for specific auto insurance rating factors across all U.S. ZIP codes, averaged by state, including Washington, D.C.

Learn more about SR-22 certificate requirements and how they impact insurance costs.

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Ross MartinManager, Content Quality

As a licensed insurance agent, Ross researches and writes insurance content intended to help users make informed decisions.

Ross's background is in writing and education. He holds a master's degree from Royal Holloway, University of London.

Ross's work has been cited by The New York Times, Investopedia, The Simple DollarThe BalanceCar and Driver and Fox Business. He has been quoted by CNET, I Drive Safely and Kin Insurance