Are Auto Insurance Rates Rising or Falling in Washington, D.C.?

As many drivers can attest, auto insurance rates tend to rise each year. But auto insurance pricing is complex: the reasons for rate hikes or price breaks are myriad, and vary based on the driver's location.

Location is among the primary rating factors used by insurance companies to assign rates. The local area and state in which a vehicle is parked and driven help to determine auto insurance prices, which comes down state statutes and the differing levels of risk associated with insuring cars in various areas of the country.

Due to the dynamic nature of car insurance pricing, rate trends vary widely by state. Car insurance rates might be increasing year-over-year in one state while they drop for drivers one state over.

See below auto insurance rate trends in Washington, D.C.. If your insurance isn't following your state's trend, consider shopping for a more affordable policy. The Zebra's car insurance comparison engine generates auto insurance rates based on your details — enter your ZIP below to get started.

Auto insurance price trends in Washington, D.C.

In Washington, D.C., average yearly car insurance premiums went up by $22 over the past year. A driver in Washington, D.C. typically now pays an average rate of $1,496 annually.

The trend in Washington, D.C. points to less expensive auto insurance rates. From 2015 to 2018, rates decreased by $21 annually. Meanwhile, auto insurance costs across the nation as a whole have increased in recent years, climbing from $1,280 in 2015 to $1,470 in 2018.

Year Avg. Annual Premium — Washington, D.C. Yearly Change — Washington, D.C. Avg. Annual Premium — US Yearly Change — US
2018 $1,496 $22 $1,470 $32
2017 $1,474 $155 $1,437 $69
2016 $1,319 -$198 $1,368 $88
2015 $1,517 $75 $1,280 $51
2014 $1,442 $107 $1,229 $34
2013 $1,335 $15 $1,195 -$80
2012 $1,320 -$4 $1,276 $82

If your rates are increasing faster than those in your state, consider shopping around for a better deal.

Compare policies today!

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Kristine LeeManager, Content and Data

Kristine is a licensed insurance agent who joined The Zebra in 2019 as an in-house content researcher and writer.

She is an authority on all things insurance and covers the ins and outs of auto, home, life and renters insurance. Her specialty is in providing data-backed insights and information to help insurance shoppers make informed decisions.

Kristine's insurance expertise and research have been cited by publications such as CNBC, Car and Driver, Business Insider, Yahoo!, The Balance, Nationwide and Elephant.