Car Insurance with an SR-22 in Wisconsin

If you need an SR-22 certificate to acquire car insurance in Wisconsin, don't worry. This fairly common insurance requirement is sometimes requested after a driving citation like a DUI conviction, a citation for driving with no insurance, an at-fault accident with substantial property damage, a ticket for driving with a suspended license, or accumulating excessivelicense points.

Getting cheap insurance coverage with a SR-22 in Wisconsin might not be easy, but it could pay off. We examined how much a SR-22 costs in Wisconsin and how to go about getting one — let's look at the details.

How much does an SR-22 cost in Wisconsin?

Auto insurance with an SR-22 in Wisconsin can be expensive. This isn’t due to the cost of obtaining an SR-22 certificate — typical filing fees are $15 to $35 — but a product of the insurance rate increases triggered by the offense that necessitated the SR-22.

Insurance companies charge risky drivers higher premiums on account of the increased risk of claims payouts via collisions. The rate increase you’ll face depends on the severity and number of citations — below are typical auto insurance prices for drivers with SR-22s in Wisconsin.

High-risk rating factorAverage annual rateIncrease vs. no violations
No violations$1,181
At-fault collision (>$2,000)$1,700$520
Speeding (21-25 mph > limit)$1,584$403
Reckless driving$1,732$552

If you need reasonably priced car insurance after obtaining a SR-22, The Zebra is here to help. Submit your ZIP code below to get personalized auto insurance quotes from leading insurers.

How to easily get an SR-22 in Wisconsin

For currently insured drivers

If you already have auto insurance, obtaining an SR-22 is straightforward. Call up your insurer request they file a SR-22 request on your behalf. If your current insurance company declines to file for an SR-22, you should shop for a new policy with a new insurance company.

If you're currently uninsured

When applying for a new policy, you might be saddled with an up-front fee to have your prospective insurer file an SR-22 request for you and to cover your high-risk driving profile. Needing an SR-22 might prevent you from buying insurance from some companies, while others would be happy to sell you a policy.

If you aren't a vehicle owner

Not owning a vehicle makes it more difficult to obtain an SR-22, as you will need to show proof of insurance to obtain a certificate. If you don't own a car, you should purchase a non-owners insurance policy before requesting a certificate. Non-owners car insurance is typically less expensive than a standard policy since it doesn't cover material damages to your car.


we conducted in-depth pricing analysis through our proprietary quote engine, comprising data from insurance rating platforms and public rate filings. The Zebra surveyed nearly 53 million rates to explore trends for specific auto insurance rating factors across all U.S. ZIP codes, averaged by state, including Washington, D.C.

Learn more about SR-22 certificate requirements and their effect on insurance costs.

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