Auto Insurance with an SR-22 in Wyoming

If an SR-22 is required in order for you to get car insurance in Wyoming, you're not alone. This relatively common legal requirement is sometimes requested after a driving violation like a DUI/DWI, a citation for driving with no insurance, an at-fault accident, a ticket for driving with a suspended license, or accumulating too many points on your license.

Finding cheap coverage with a SR-22 in Wyoming might take some research, but it could be worthwhile. We examined how much a SR-22 certificate typically costs in Wyoming and how to request one — let’s dive in.


Average SR-22 costs in Wyoming

Insurance with an SR-22 requirement in Wyoming is often pricey. This isn't a direct result of the SR-22 itself — typical filing fees are $15 to $35 — but a product of the insurance premium increases triggered by the driving citation that prompted the SR-22 in the first place.

Auto insurance companies bill risky drivers steeper rates to account for the heightened risk of having to pay out a claim after an accident. The price increase you’ll receive depends on the number and severity of the infractions — below are average car insurance rates after an SR-22 in Wyoming.


WYOMING INSURANCE RATES BY CITATION
Rating factorAverage annual rateIncrease vs. no violations
No citations$1,439
At-fault crash (>$2,000)$1,986$546
Speeding (21-25 mph > limit)$1,906$467
Reckless driving$2,321$881
Racing$2,073$633
Hit-and-run$2,466$1,027
DWI$2,450$1,011

If you're trying to find affordable car insurance after getting a SR-22, we are here to help. Enter your ZIP code to get personalized auto insurance rates from popular insurers.


How to get an SR-22 in Wyoming


If you have auto insurance

If you already have auto insurance, getting an SR-22 is straightforward. Phone your insurer and request that the company file a SR-22 request on your behalf. If your current insurer isn’t willing to request an SR-22 certificate, you'll need to look for a new insurer.

Uninsured drivers

When filing for car insurance, you might need to pay extra to cover the SR-22 request and to account for your less-than-optimal insurance profile. Needing an SR-22 may disqualify you from purchasing insurance from some carriers, while others would be happy to cover you.

Don't own a car?

Not owning a vehicle makes it tougher to obtain an SR-22, as you'll need proof of insurance to obtain a certificate. If you don't own a car, you should apply for a non-owners policy before requesting an SR-22. Non-owners car insurance is often less expensive than standard coverage since it won’t provide protection for physical damage to your vehicle.

Methodology and sources

The Zebra conducted auto insurance rate analysis through our proprietary quote engine, comprising data from insurance rating platforms and public rate filings. The Zebra surveyed nearly 53 million rates to identify trends for specific auto insurance rating factors across all United States ZIP codes, averaged by state, including Washington, D.C.

Learn more about SR-22 certificate requirements and their impact on insurance costs.

Kristine Lee LinkedIn

Kristine is a licensed insurance agent and one of The Zebra’s in-house content strategists. With a background in copywriting, she covers the ins and outs of the home and car insurance industries. She has contributed to numerous publications focused on the nuances of insurance, including Automoblog, USInsuranceAgents.com, and BestCompany.com.