Baltimore Car Insurance
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What drives up car insurance rates in Baltimore?
Where you live in Baltimore affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Baltimore is no exception to the rule. From zip code 21240 to 21216, premiums rise by 64 percent—that’s $854.
Expensive Baltimore Zip Codes: 21213, 21217, 21223, 21215, 21216
Cheap Baltimore Zip Codes: 21240, 21250, 21226, 21210, 21225
Baltimore Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.
And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Baltimore, you can expect 116 rainy days with an annual rainfall of 41.9 inches. Baltimore is also known to experience thunderstorms and severe winter storms. You can check on the condition of the roads anytime here.
Rainy Days a Year
Avg. Annual Rainfall
Avg. Annual Snowfall
Be Prepared For
Driving in Baltimore
Major HighwaysI-95 I-83 I-70
Toll RoadsHarbor Tunnel Thruway U.S 50 Chesapeake Bay U.S. 301 Potomac River
Find Local Baltimore Agents
Parallel Risk Advisors, LLC
509 S. Exeter St Ste 505 Baltimore, MD 21202
Mason & Carter Inc
23 South St Baltimore, MD 21202
Bayview Insurance Agency, Ltd.
2323 Eastern Avenue Baltimore, MD 21224
Potomac Insurance Network, Inc.
2360 Boston Street Baltimore, MD 21224
H. U. Dove & Company, Inc.
250 S President St Ste 3700 Baltimore, MD 21202
Anna Ewell t/a Michael F. DiLiello Company
406 S High St Baltimore, MD 21202
Bar Associations Insurance Agency, Inc.
1 E Pratt St Unit 902 Baltimore, MD 21202
Potomac Insurance Network
2360 Boston St Baltimore, MD 21224
Diversified Insurance Industries, Inc.
2 Hamill Road Baltimore, MD 21210
Qwik Tag Title T/A Qwik Incorporations
2222 N. Howard Street Baltimore, MD 21218
Mayer Steinberg, Inc.
104 Church Lane Baltimore, MD 21208
Abrams Insurance Agency
110 E. 25th Street Baltimore, MD 21218
Ruck Insurance Agency, Inc.
5305 Harford Rd. Baltimore, MD 21214
Maury Donnelly & Parr Insurance
24 Commerce St Baltimore, MD 21202
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Baltimore Car Insurance
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