The average Boisean's annual cost of coverage


Our customer's average savings after comparing insurance


That's equal to 132 cups of coffee or $330 in savings

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Where you live in Boise affects your car insurance rates.

Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately, Boise is no exception to the rule. From zip code 83706 to 83713, premiums rise by 6 percent—that’s $45.

Expensive Cheap
83731 83703 83704 83714 83713
83706 83709 83725 83708 83729

Be Prepared For

Driving in Boise

Major Highways
U.S 20 U.S 26 U.S. 30
Public Transit
Valley Ride Bus

Boise Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.

And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Boise, you can expect 88 rainy days with an annual rainfall of 12 inches. Boise is also known to experience severe winter storms. You can check on the condition of the roads anytime here.


Rainy Days a Year


Avg. Annual Rainfall


Avg. Annual Snowfall

Car Insurance Companies in Boise

Find Local Boise Agents

PayneWest Insurance

2200 S Orchard St Ste A Boise, ID 83705

Three Rivers Agency (B)

10159 W Overland Rd Boise, ID 83709

Wells Fargo Ins Svcs

3295 W Elder St Ste 209 Boise, ID 83705

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