The average Bostonian's annual cost of coverage


Our customer's average savings after comparing insurance


That's equal to 277 cups of coffee or $692 in savings

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Where you live in Boston affects your car insurance rates.

Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately, Boston is no exception to the rule. From zip code 02467 to 02119, premiums rise by 47 percent—that’s $699.

Expensive Cheap
02126 02125 02121 02120 02119
02467 02108 02217 02222 02196

Be Prepared For

Driving in Beantown

Major Highways
I-90 I-93 I-495
Toll Roads
Massachusetts Turnpike
Popular Day Trips
Cape Cod Plum Island Mount Monadnock

Boston Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.

And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Boston, you can expect 126 rainy days with an annual rainfall of 43.8 inches. Boston is also known to experience severe winter storms. You can check on the condition of the roads anytime here.


Rainy Days a Year


Avg. Annual Rainfall


Avg. Annual Snowfall

Car Insurance Companies in Boston

Find Local Boston Agents

Paul Lymneos Insurance Agency,Inc.

4258 Washington Street Boston, MA 02131

Knapp Schenck & Company Ins Agency, Inc.

One India Street Boston, MA 02109

Flynn Insurance Agency Inc

30 Park Street Boston, MA 02129

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