Bridgeport Car Insurance

The Zebra
May 30, 2018

Car Insurance in Bridgeport

Bridgeport premiums, which are 27% greater than Connecticut's average, are recognized for being pricey. Therefore in Bridgeport, it is crucial to cut costs while insuring a vehicle. Keep some money in your pocket by following the tips below about how to save on car insurance in Bridgeport.

  • City Average: $1,959
  • State Average: $1,544
  • National Average: $1,427

Bridgeport Car Insurance by Accident or Violation History

Having a flawless driving record is important if you want to keep your premiums low. The value of the damage caused by an accident plays a part in the degree to which insurance rates will increase. When comparing rates for drivers with at-fault accidents in Bridgeport, those with damages exceeding $2,000 pay $69 more than those with damages less than $1,000. Many people are lenient about obeying speed limits, but did you know that getting pulled over for speeding (16-20mph over the limit) can cost you extra $347 per year on car insurance?

  • DUI: $3,684
  • Reckless Driving: $3,684
  • At-fault Accident (damages less than $1000): $2,852
  • At-fault Accident (damages greater than $2000): $2,921
  • Speeding Ticket (16-20 mph over speed limit): $2,306

Bridgeport Car Insurance by Credit Rating

There is a discrepancy of $2,011 a year between car insurance premiums for those with Exceptional credit (800-850) and Very Poor credit (300-579). The biggest benefit of better credit occurs when improving from Very Poor (300-579) to Fair (580-669), by which drivers can save close to $497 per year.

  • Very Poor: $3,744
  • Fair: $3,086
  • Good: $2,541
  • Very Good: $2,044
  • Exceptional: $1,733

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Bridgeport Car Insurance by Gender and Marital Status

Both gender and marital status are among the various driver traits that play a role in car insurance premiums in Bridgeport. Rates for those who are widowed or divorced are the same as rates for single individuals. On the other hand, being single can cost you around $80 more per year compared to being married. Females have premiums that are approximately 2% cheaper than those for males.

  • Female: $1,927
  • Male: $1,959
  • Single: $1,959
  • Married: $1,877
  • Divorced: $1,959
  • Widowed: $1,959

Bridgeport Car Insurance by Age

The greatest reduction in premiums between any age group is from the teenage age range to the 20s, as drivers in Bridgeport start saving $5,783 every year. In Bridgeport, turning 60 means a rise in premiums. Up until then, progressing from one age group to the next means decreasing prices. At $1,801, drivers in their 50s have the smallest car insurance premiums among any age group. Those in their 60s ($1,869) and 40s ($1,874) aren’t paying significantly more. Teenage drivers have the highest rates amongst all the age groups. They have car insurance payments that average $8,451.

  • Teenagers: $8,451
  • 20s: $2,667
  • 30s: $1,934
  • 40s: $1,874
  • 50s: $1,801
  • 60s: $1,869
  • 70s: $2,456