The average Buffalonian's annual cost of coverage


Our customer's average savings after comparing insurance


That's equal to 252 cups of coffee or $631 in savings

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Where you live in Buffalo affects your car insurance rates.

Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately, Buffalo is no exception to the rule. From zip code 14224 to 14211, premiums rise by 22 percent—that’s $306.

Expensive Cheap
14208 14215 14203 14204 14211
14224 14226 14217 14218 14225

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Driving in Buffalo

Major Highways
I-90 I-190 I-290
Public Transit
Metro Bus Metro Rail

Buffalo Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.

And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Buffalo, you can expect 167 rainy days with an annual rainfall of 40.5 inches. Buffalo is also known to experience severe winter storms. You can check on the condition of the roads anytime here.


Rainy Days a Year


Avg. Annual Rainfall


Avg. Annual Snowfall

Car Insurance Companies in Buffalo

Find Local Buffalo Agents

M & T Corporate Insurance & Risk

701 Seneca St Buffalo, NY 14210

E. T. Clauss & Co., Inc.

735 Delaware Ave Buffalo, NY 14209

John Obstarczyk Agency

16 Lake Ave Buffalo, NY 14219

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