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Metromile Car Insurance

Metromile offers car insurance based on how much your drive. You pay a low base rate, plus pennies per mile. Pay-per-mile insurance brings fair rates to drivers who want the ability to control what they pay. Even though you’re paying less, you still have the same great coverage that all the big insurers provide - from collision to comprehensive and more - we’ve got you covered. By offering transparent pricing based on the miles you actually drive, data to optimize how you use your car, and instant access to detailed vehicle diagnostics via the driving app, Metromile is transforming car insurance to be more intelligent, seamless, and affordable than ever before.

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What we know about Metromile

Metromile, headquartered in the great city of San Francisco, was founded in 2011. Its financial strength rating–aka its money-flexing muscle power to keep your assets safe–is Excellent. On the other hand, its J.D. Power rating, which measures customer satisfaction around the handling of claims, is Not Rated out of 5. A higher J.D. Power Rating is a good indicator that a carrier will treat you well should something go wrong. Which is exactly what insurance is for, right? See more on J.D. Power ratings here.




Claims Rating


User Satisfaction

Metromile Auto Insurance Discounts & Features

  • Free Mobile App
  • Per-mile Rates
  • 24/7 Claims Support
  • Personalized Customer Support
  • Roadtrip Friendly
  • Rental Car Coverage*
  • Unlimited Roadside Assistance*
  • Pet Injury Protection*
  • *Available with comp./collision coverage.

About The Zebra

The Zebra is not an insurance company. We’re an independent agency on a mission to help you compare all of your insurance options apples-to-apples, so you can make a truly informed decision. We’re proud because:

  • We’re the first to compare all the major car insurance companies side-by-side. The information provided on those insurers here is intended to help inform and educate consumers before they decide where to spend their hard-earned cash.
  • We’re independent. We have no stake in which insurance company you choose; we simply want to offer you unbiased, fast, side-by-side comparisons of your car insurance options.