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Shelter Car Insurance

Shelter Insurance offers a wide range of auto insurance coverage options at a fair price with various discounts available.

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What we know about Shelter

Shelter, headquartered in the great city of Columbia, MO, was founded in 1946. Its financial strength rating–aka its money-flexing muscle power to keep your assets safe–is Excellent. On the other hand, its J.D. Power rating, which measures customer satisfaction around the handling of claims, is Not Rated out of 5. A higher J.D. Power Rating is a good indicator that a carrier will treat you well should something go wrong. Which is exactly what insurance is for, right? See more on J.D. Power ratings here.




Claims Rating


User Satisfaction

Shelter Auto Insurance Discounts & Features

  • Safe Driver Discount Discount
  • Good Student Discount
  • Passive Restraint Discount
  • Driver Training Course Discount
  • Accident Prevenation Course Discount
  • Multi-Vehicle Discount
  • Companion Policy Discount
  • Companion Life Discount
  • Anti-Theft Discount
  • Window ID System Discount
  • Military Discount
  • Mobile Friendly
  • Manage Your Policy Online
  • File Claims Online
  • Rental Reimbursement
  • Emergency Road Service Reimbursement
  • Gap Insurance
  • Loss of Use Coverage

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About The Zebra

The Zebra is not an insurance company. We’re an independent agency on a mission to help you compare all of your insurance options apples-to-apples, so you can make a truly informed decision. We’re proud because:

  • We’re the first to compare all the major car insurance companies side-by-side. The information provided on those insurers here is intended to help inform and educate consumers before they decide where to spend their hard-earned cash.
  • We’re independent. We have no stake in which insurance company you choose; we simply want to offer you unbiased, fast, side-by-side comparisons of your car insurance options.