Car Insurance in Chandler
It is common knowledge that Arizona has inexpensive premiums, as its mean rate sits under the national average by 13%. While premiums in in Chandler are relatively low as well, it is still important to save while insuring a vehicle. Who doesn't like to save money? Check out some tips about how to save on car insurance in Chandler.
- City Average: $1,299
- State Average: $1,247
- National Average: $1,427
Chandler Car Insurance by Age
With typical car insurance payments of $5,537, teenage drivers have the biggest premiums of any age group. At $1,142, drivers in their 50s have the smallest car insurance payments among any age group. The most significant decline in premiums between any age group is from the teenage age range to the 20s, as drivers in Chandler start saving an average of $3,790. While premiums for drivers in Chandler will continue to fall through their 50s, they should expect an increase when they turn 60.
- Teenagers: $5,537
- 20s: $1,748
- 30s: $1,280
- 40s: $1,231
- 50s: $1,142
- 60s: $1,201
- 70s: $1,543
Chandler Car Insurance by Gender and Marital Status
In Chandler, a lot of driver traits, including marital status and gender, can play a role in car insurance premiums. Rates for those who are widowed are slightly cheaper than rates for those who are single. Being married, as opposed to single or divorced, can save you close to 7% per year. The amount by which men's and women's car insurance premiums differ is trivial.
- Female: $1,312
- Male: $1,299
- Single: $1,299
- Married: $1,205
- Divorced: $1,299
- Widowed: $1,276
Chandler Car Insurance by Credit Rating
Improving your credit can save you a sizable bundle of money. Those in the bottom credit tier (300-579) usually pay 2.4x more for car insurance than those in the top credit tier (800-850). Drivers can save approximately 22% per year when they improve their credit tier from Very Poor (300-579) to Fair (580-669).
- Very Poor: $2,705
- Fair: $2,117
- Good: $1,686
- Very Good: $1,364
- Exceptional: $1,125
Chandler Car Insurance by Accident or Violation History
Do you have a history of accidents or violations? That can cost you in terms of car insurance premiums. Drivers with a DUI in Chandler need to spend 74% more than the city average to insure their vehicle. Reckless driving will also bump your premiums up, with typical rates of $2,963! For individuals in Chandler with at-fault accidents, $764 is, on average, the additional cost for car insurance over the city average.
- DUI: $2,264
- Reckless Driving: $2,963
- At-fault Accident (damages less than $1000): $2,063
- At-fault Accident (damages greater than $2000): $2,063
- Speeding Ticket (16-20 mph over speed limit): $1,746
What drives up car insurance rates in Chandler?
Where you live in Chandler affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Chandler is no exception to the rule. From zip code 85248 to 85224, premiums rise by 5 percent—that’s $55.
Expensive Chandler Zip Codes: 85249, 85225, 85224
Cheap Chandler Zip Codes: 85248, 85286, 85226
Chandler Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.
And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Chandler, you can expect 26 rainy days with an annual rainfall of 7 inches. Chandler is also known to experience thunderstorms and flash floods. You can check on the condition of the roads anytime here.
Rainy Days a Year
Avg. Annual Rainfall
Avg. Annual Snowfall
Find Local Chandler Agents
Anchor Insurance of Arizona
600 W Ray Rd Ste A3 Chandler, AZ 85225
LDC Insurance Services, Inc.
900 W Chandler Blvd Chandler, AZ 85225
Parrish Insurance Agency
1256 W Chandler Blvd Ste G Chandler, AZ 85224
San Marcos Insurance Group LLC
584 W Chandler Blvd Chandler, AZ 85225
American Fidelity Insurance Group LLC
955 W Chandler Blvd Chandler, AZ 85225
Leader Insurance Services
1054 N Arizona Ave Chandler, AZ 85225
American Cornerstone Insurance LLC
2150 E Germann Rd Chandler, AZ 85286
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Chandler Car Insurance
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