The average Charlottean's annual cost of coverage
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WHAT DRIVES UP CAR INSURANCE RATES IN Charlotte
Where you live in Charlotte affects your car insurance rates.
Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately, Charlotte is no exception to the rule. From zip code 28115 to 28105, premiums rise by 11 percent—that’s $82.
Expensive Zip Codes28277 28273 28270 28134 28105
Cheap Zip Codes28115 28213 28215 28227 28262
Charlotte Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.
And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Charlotte, you can expect 110 rainy days with an annual rainfall of 41.6 inches. Charlotte is also known to experience thunderstorms and occasional hurricanes. You can check on the condition of the roads anytime here.
Rainy Days a Year
Avg. Annual Rainfall
Avg. Annual Snowfall
Car Insurance Companies in Charlotte
Find Local Charlotte Agents
Lawing-Elvington Insurance Agency, Inc.
6132 Brookshire Blvd Ste B Charlotte, NC 28216
Prestige Insurance Agency, Inc.
2331 Crown Point Executive Dr., Ste. E Charlotte, NC 28227
Jim Boyce Insurance
4425 Randolph Rd, Suite 209 Charlotte, NC 28211
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Charlotte Car Insurance
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