The average Charlottean's annual cost of coverage
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WHAT DRIVES UP CAR INSURANCE RATES IN Charlotte
Where you live in Charlotte affects your car insurance rates.
Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately, Charlotte is no exception to the rule. From zip code 28115 to 28105, premiums rise by 11 percent—that’s $82.
Charlotte Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.
And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Charlotte, you can expect 110 rainy days with an annual rainfall of 41.6 inches. Charlotte is also known to experience thunderstorms and occasional hurricanes. You can check on the condition of the roads anytime here.
Rainy Days a Year
Avg. Annual Rainfall
Avg. Annual Snowfall
Car Insurance Companies in Charlotte
Find Local Charlotte Agents
4000 Park Rd Charlotte, NC 28209
Prestige Insurance Agency, Inc.
2331 Crown Point Executive Dr., Ste. E Charlotte, NC 28227
Main Street Financial Group dba Main Street Insurance Group
221 W 11th St Charlotte, NC 28202
Jim Boyce Insurance
4425 Randolph Rd, Suite 209 Charlotte, NC 28211
440 South Church St Ste 500 Charlotte, NC 28202
Access Advantage Auto & Home Agency Inc.
103 West Morehead St. Charlotte, NC 28202
Charles W. Lockhart Insurance Agency, Inc.
4412 Park Rd Charlotte, NC 28209
Express Insurance Service, Inc.
4016 Wilkinson Blvd Ste F Charlotte, NC 28208
Hub International Southeast
1001 Morehead Square Dr Ste 400 Charlotte, NC 28203
Hood, Hargett & Associates, Inc.
132 North McDowell Street Charlotte, NC 28204
2309 Randolph Road Charlotte, NC 28207
Gause & Associates
5005 West W.T. Harris Blvd Ste G Charlotte, NC 28269
Cantley Insurance & Financial Services
2101 Sardis Road North Charlotte, NC 28227
ISU Wes Connor Agency, Inc.
11301 Golf Links Dr N Charlotte, NC 28277
Hutch Ham Agency, Inc.
821 Baxter St Ste 312 Charlotte, NC 28202
Lawing-Elvington Insurance Agency, Inc.
6132 Brookshire Blvd Ste B Charlotte, NC 28216
Allwood Insurance Group, Inc.
3611 Mount Holly Huntersville Rd Ste 205 Charlotte, NC 28216
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