$800

The average Charlottean's annual cost of coverage

40%

Our customer's average savings after comparing insurance

128

That's equal to 128 cups of coffee or $320 in savings

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WHAT DRIVES UP CAR INSURANCE RATES IN Charlotte

Where you live in Charlotte affects your car insurance rates.

Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately, Charlotte is no exception to the rule. From zip code 28115 to 28105, premiums rise by 11 percent—that’s $82.

Expensive Cheap
28277 28273 28270 28134 28105
28115 28213 28215 28227 28262

Be Prepared For

Driving in Charlotte

Major Highways
I-85 I-77 I-277
Popular Day Trips
Winston-Salem Greensboro Paddle Creek

Charlotte Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.

And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Charlotte, you can expect 110 rainy days with an annual rainfall of 41.6 inches. Charlotte is also known to experience thunderstorms and occasional hurricanes. You can check on the condition of the roads anytime here.

110

Rainy Days a Year

42"

Avg. Annual Rainfall

4"

Avg. Annual Snowfall

Car Insurance Companies in Charlotte

Find Local Charlotte Agents

ECM Solutions

4000 Park Rd Charlotte, NC 28209

Prestige Insurance Agency, Inc.

2331 Crown Point Executive Dr., Ste. E Charlotte, NC 28227

Main Street Financial Group dba Main Street Insurance Group

221 W 11th St Charlotte, NC 28202

Not sure about Charlotte

Check out these other North Carolina cities...

Raleigh

Greensboro

Durham

Winston-Salem