The average Chicagoan's annual cost of coverage
Our customer's average savings after comparing insurance
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WHAT DRIVES UP CAR INSURANCE RATES IN Chicago
Where you live in Chicago affects your car insurance rates.
Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately, Chicago is no exception to the rule. From zip code 60657 to 60636, premiums rise by 52 percent—that’s $572.
Expensive Zip Codes60644 60623 60624 60621 60636
Cheap Zip Codes60657 60614 60611 60601 60018
Be Prepared For
Driving in Chi-Town
Major HighwaysI-90 I-94 I-57
Toll RoadsChicago Skyway Bridge Jane Addams Memorial Toll Way Veterans’ Memorial Toll Way
Chicago Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.
And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Chicago, you can expect 124 rainy days with an annual rainfall of 36.9 inches. Chicago is also known to experience thunderstorms and severe winter storms. You can check on the condition of the roads anytime here.
Rainy Days a Year
Avg. Annual Rainfall
Avg. Annual Snowfall
Car Insurance Companies in Chicago
Find Local Chicago Agents
Lakeview Insurance Agency, Inc.
3438 N. Southport Avenue Chicago, IL 60657
Westside Insurance Agency, LLC
2165 S Millard Ave Chicago, IL 60623
John E. Horn & Associates, Inc.
6650 N Northwest Hwy Ste 105 Chicago, IL 60631
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