The average Chicagoan's annual cost of coverage


Our customer's average savings after comparing insurance


That's equal to 220 pieces of deep dish or $549 in savings

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Where you live in Chicago affects your car insurance rates.

Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately, Chicago is no exception to the rule. From zip code 60657 to 60636, premiums rise by 52 percent—that’s $572.

Expensive Zip Codes

60644   60623   60624   60621   60636  

Cheap Zip Codes

60657   60614   60611   60601   60018  

Be Prepared For

Driving in Chi-Town

Major Highways
I-90 I-94 I-57
Public Transit
CTA 'L' Rail CTA Bus
Toll Roads
Chicago Skyway Bridge Jane Addams Memorial Toll Way Veterans’ Memorial Toll Way
Popular Day Trips
Starved Rock State Park Lake Geneva Kettle Moraine State Forest

Chicago Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.

And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Chicago, you can expect 124 rainy days with an annual rainfall of 36.9 inches. Chicago is also known to experience thunderstorms and severe winter storms. You can check on the condition of the roads anytime here.


Rainy Days a Year


Avg. Annual Rainfall


Avg. Annual Snowfall

Find Local Chicago Agents

Lakeview Insurance Agency, Inc.

3438 N. Southport Avenue Chicago, IL 60657

Westside Insurance Agency, LLC

2165 S Millard Ave Chicago, IL 60623

John E. Horn & Associates, Inc.

6650 N Northwest Hwy Ste 105 Chicago, IL 60631

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