The average Clevelander's annual cost of coverage


Our customer's average savings after comparing insurance


That's equal to 196 cups of coffee or $491 in savings

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Where you live in Cleveland affects your car insurance rates.

Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately, Cleveland is no exception to the rule. From zip code 44140 to 44104, premiums rise by 9 percent—that’s $109.

Expensive Cheap
44103 44110 44115 44127 44104
44140 44138 44145 44142 44126

Be Prepared For

Driving in Cleveland

Major Highways
I-77 I-71 I-90
Public Transit
RTA Rail RTA Bus RTA Trolley
Toll Roads
Ohio Turnpike
Popular Day Trips
Cedar Point Lake Erie Cuyahoga Valley National Park

Cleveland Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.

And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Cleveland, you can expect 155 rainy days with an annual rainfall of 39.1 inches. Cleveland is also known to experience severe winter storms. You can check on the condition of the roads anytime here.


Rainy Days a Year


Avg. Annual Rainfall


Avg. Annual Snowfall

Car Insurance Companies in Cleveland

Find Local Cleveland Agents

Evarts Tremaine

1111 Superior Ave, Ste 420 Cleveland, OH 44114

The Brooks & Stafford Company

55 Public Sq Ste 1650 Cleveland, OH 44113

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