Clinton Car Insurance

The Zebra
May 30, 2018

Car Insurance in Clinton

Clinton premiums are recognized for being economical. They generally fall below Michigan's average by $143. Going over some ways to save on Clinton car insurance can save you money.

  • City Average: $2,467
  • State Average: $2,610
  • National Average: $1,427

Clinton Car Insurance by Credit Rating

Average car insurance premiums in Clinton for individuals with Very Poor credit (300-579) are almost 3x the premiums for those with Exceptional credit (800-850). In terms of percent change, the greatest benefit of better credit comes from boosting from Very Poor (300-579) to Fair (580-669), by which drivers can save nearly 27% per year.

  • Very Poor: $6,126
  • Fair: $4,474
  • Good: $3,515
  • Very Good: $2,682
  • Exceptional: $2,080

Clinton Car Insurance by Accident or Violation History

Having a spotless driving record is vital if you want to keep your insurance premiums minimal. A DUI will increase your car insurance premiums more than other driving violations. Drivers with a DUI in Clinton need to spend nearly triple the average for the city to insure their vehicle. Reckless driving will drive your rates up as well, with average rates of $6,751. That is 174% higher than the city average! Being at-fault in an accident can cost drivers an extra 48% per year to insure your vehicle in Clinton.

  • DUI: $6,976
  • Reckless Driving: $6,751
  • At-fault Accident (damages less than $1000): $3,651
  • At-fault Accident (damages greater than $2000): $3,651
  • Speeding Ticket (16-20 mph over speed limit): $3,999

Clinton Car Insurance by Gender and Marital Status

Car insurance premiums in Clinton differ depending on your gender and marital status. Males have premiums that are approximately 2% cheaper than those for females. Rates for those who are widowed or divorced are the same as rates for single individuals. In contrast, being married can save you an average of 1% per year compared to being single or divorced.

  • Female: $2,529
  • Male: $2,467
  • Single: $2,467
  • Married: $2,431
  • Divorced: $2,467
  • Widowed: $2,467

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Clinton Car Insurance by Age

With car insurance payments of $7,798 on average, teenage drivers have the biggest premiums out of all the age groups. Among all age groups, drivers in their 50s have the lowest premiums, with rates of $2,265/year. Those in their 60s ($2,309) aren’t paying much more. When drivers hit their 20s in Clinton, therefore moving out of the teenage age bracket, they can save $4,629 annually, the biggest difference between any age group. Turning 60 causes an increase in rates, but up until that age drivers can expect premium reductions when they move between age groups.

  • Teenagers: $7,798
  • 20s: $3,168
  • 30s: $2,470
  • 40s: $2,426
  • 50s: $2,265
  • 60s: $2,309
  • 70s: $2,696