Clovis Car Insurance

The Zebra
May 30, 2018

Car Insurance in Clovis

California premiums are $286 greater than the national average, which is why the state is known for its pricey rates. Premiums also run high in the city, so it is imperative to save while insuring a vehicle in Clovis. Let’s get started on how to save on car insurance in Clovis.

  • City Average: $1,689
  • State Average: $1,713
  • National Average: $1,427

Clovis Car Insurance by Gender and Marital Status

Car insurance premiums in Clovis can be impacted by gender and marital status. However, females have premiums that are only slightly more pricey than those for males. Rates for those who are widowed are somewhat cheaper than rates for those who are single. Being single, as opposed to married, can cost you $72 more per year.

  • Female: $1,691
  • Male: $1,689
  • Single: $1,689
  • Married: $1,617
  • Divorced: $1,689
  • Widowed: $1,623

Clovis Car Insurance by Accident or Violation History

Do you realize how much an accident or violation history can cost you in terms of premiums? Driving recklessly or under the influence will increase your car insurance premiums more than other driving violations. Typically, a DUI or reckless driving infraction in Clovis will cost you 181% more in car insurance premiums versus the city average ($1,689). If you are found at-fault in an accident in Clovis, you can expect your yearly car insurance premiums to grow by 56%.

  • DUI: $4,749
  • Reckless Driving: $4,749
  • At-fault Accident (damages less than $1000): $2,628
  • At-fault Accident (damages greater than $2000): $2,628
  • Speeding Ticket (16-20 mph over speed limit): $2,294

Clovis Car Insurance by Age

With average car insurance payments of $6,338, teenage drivers have the most expensive rates of any age group. Drivers in their 60s save money on car insurance, as they have the lowest rates among all age groups, paying only $1,442 every year. Those in their 50s ($1,484) aren’t paying significantly more. Clovis drivers see the most significant fall in premiums when they hit their 20s, as they pay an average of $3,846 less after moving out of the teenage age range. While car insurance premiums for drivers in Clovis will continue to decline through their 60s, they should expect an increase when they turn 70.

  • Teenagers: $6,338
  • 20s: $2,491
  • 30s: $1,657
  • 40s: $1,602
  • 50s: $1,484
  • 60s: $1,442
  • 70s: $1,607

* Credit score is considered discriminatory in California and is therefore not used as a rating factor when companies determine how much you'll pay for auto insurance each year.

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