Coral Springs Car Insurance

The Zebra
May 30, 2018

Car Insurance in Coral Springs

On average, premiums in Florida are 32% greater than the national average. Premiums run even higher in the city, so being knowledgeable about premiums while insuring a vehicle in Coral Springs is imperative. Going over some tips below about how to save on Coral Springs car insurance can save you some hard-earned money.

  • City Average: $2,426
  • State Average: $1,878
  • National Average: $1,427

Coral Springs Car Insurance by Gender and Marital Status

Both marital status and gender can impact your car insurance premiums in Coral Springs. Premiums are cheaper for men than for women. Men normally pay 2% less than women each year for insurance. Being single, as opposed to married, can cost you close to 4% more per year. Rates for those who are widowed are somewhat cheaper than rates for those who are single.

  • Female: $2,487
  • Male: $2,426
  • Single: $2,426
  • Married: $2,336
  • Divorced: $2,426
  • Widowed: $2,376

Coral Springs Car Insurance by Credit Rating

Improving your credit tier from Very Poor credit (300-579) to Exceptional credit (800-850) can save you $2,635 every year on car insurance. Drivers can save approximately $739 per year when they improve their credit tier from Very Poor (300-579) to Fair (580-669).

  • Very Poor: $4,750
  • Fair: $3,876
  • Good: $3,137
  • Very Good: $2,548
  • Exceptional: $2,115

Coral Springs Car Insurance by Age

Teenage drivers have the largest premiums of any age group. They have car insurance payments that average $6,820 per year. In Coral Springs, when drivers reach their 20s, therefore moving out of the teenage age range, they save an average of 54%. You will not see a bigger gap between any other age group. When drivers turn 60, they will experience a car insurance premium increase related to their age for the first time. Everybody loves to save money, and luckily for drivers in their 50s, they do just that! They have the lowest payments among any age group, with rates of $2,216/year. People in their 60s ($2,258) also have relatively low premiums.

  • Teenagers: $6,820
  • 20s: $3,157
  • 30s: $2,413
  • 40s: $2,366
  • 50s: $2,216
  • 60s: $2,258
  • 70s: $2,740

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Coral Springs Car Insurance by Accident or Violation History

Do you know the impact an accident or violation can have on your car insurance premiums? A DUI will increase your car insurance premiums more than other driving violations. $1,338 is the extra cost per year for drivers with a DUI in Coral Springs, compared to the city average of $2,426. Reckless driving will also push your rates up, with average rates of $3,737. That is 54% higher than the city average! If you are found at-fault in an accident in Coral Springs, expect your annual car insurance payments to grow by $927.

  • DUI: $3,764
  • Reckless Driving: $3,737
  • At-fault Accident (damages less than $1000): $3,353
  • At-fault Accident (damages greater than $2000): $3,353
  • Speeding Ticket (16-20 mph over speed limit): $3,175