How much does auto insurance cost in Corona?
The average cost of car insurance in Corona, California, is $1,891 per year. That's more than the average across California ($1,868) and more expensive than the national average of $1,548. Our guide to Corona auto insurance includes average rates based on age, credit score, driving history, and marital status. Read on to learn more!
AUTO INSURANCE COSTS: CORONA VS. STATE AND US AVERAGES
|Corona Average (per year)||California Average||U.S. Average|
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Corona auto insurance premiums by provider
The difference in auto insurance rates from company to company can be substantial. In Corona, GEICO offers the cheapest premiums for the typical insurance buyer. See below the best options for affordable auto insurance in Corona. Don't forget to get car insurance quotes based on your driving profile.
CORONA CAR INSURANCE PREMIUMS BY COMPANY
|Insurer||Average Annual Rate|
Corona car insurance premiums by age
Corona drivers in their age_60s enjoy relatively affordable auto insurance rates, paying just $1,688per year, on average. Drivers in their age_50s pay marginally higher rates — $1,698 per year.
The Corona drivers who face the priciest insurance rates are teenagers. One of the most effective ways to lower your car insurance rates as a driver in Corona is to age out of your teens. The cost differential between the car insurance premiums paid by teenage drivers and drivers in their 20s in Corona is $4,127, the largest such difference between any two age brackets.
CORONA CAR INSURANCE PREMIUMS BY DRIVER AGE
|Age||Average Yearly Rate|
Corona auto insurance costs by marital status and gender
Marital status and gender can be contributors to car insurance rates, in some cases. Married drivers usually pay less for car insurance than their single counterparts. In Corona, married motorists pay $76 less than single drivers for auto insurance. Rates for those who are widowed are also much cheaper than rates for those who are single. In Corona, insurance rates for those who are widowed are less expensive than rates for those who are single.
Gender is another factor that can impact auto insurance costs. In Corona, female drivers pay more for auto insurance than do male drivers: $2 per year, to be precise.
INSURANCE RATES IN CORONA BY MARITAL STATUS AND GENDER
|Gender/Marital Status||Average Yearly Rate|
Corona car insurance costs by violation history
No matter where you live, keeping your driving record clean is a great way to keep your auto insurance rates low. Speeding citations, reckless driving charges, DUIs and DWIs, and at-fault accidents all tend to bring about rate increases.
Two of the most costly citations to receive are DUI and reckless driving. Corona drivers found guilty of reckless driving face insurance rate increases of $3,268 per year, compared to the citywide average. A DUI violation may lead to a $3,180 increase, while a citation for speeding leads to a $770 rate hike.
AVERAGE CORONA INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
|Violation/Incident||Average Annual Rate|
|At-fault Accident (damages less than $1,000)||$1,898|
|At-fault Accident (damages greater than $2,000)||$3,316|
|Speeding Ticket (16-20 mph over speed limit)||$2,661|
Corona auto insurance premiums by credit score
One of the byproducts of a good credit score is lower car insurance costs. Drivers who keep their credit score up typically pay less for auto insurance than do drivers with less-than-stellar credit histories. Corona drivers who improve their credit score from "Very Poor" (300-579) to "Exceptional" (800-850) can save as much as 0% on their auto insurance premiums. Moving from "Very Poor" to "Fair" credit is a meaningful step toward saving money on auto insurance. In Corona, improving your credit to "Fair" could help you earn a $0 decrease in yearly insurance premiums.
CORONA AUTO INSURANCE RATES BY CREDIT TIER
|Credit Level||Average Annual Rate|