How Much Are Car Insurance Rates in Corpus Christi?
With premiums within $42 of the state average, Corpus Christi has rates that are relatively similar to Texas. We've analyzed how car insurance rates in Corpus Christi compare to costs nationwide.
INSURANCE PREMIUMS: CORPUS CHRISTI VS. STATE/NATIONAL MEAN
|City Average||State Average||National Average|
Corpus Christi Car Insurance by Marital Status and Gender
Car insurance premiums in Corpus Christi are impacted by gender and marital status. However, premiums for men are typically only a little more pricey than for women. Did you know that in your city marital status can actually change your premiums substantially? Being single, as opposed to married, can cost you approximately 11% more per year on car insurance. Rates for those who are widowed are also strikingly cheaper than rates for those who are single.
CORPUS CHRISTI CAR INSURANCE PREMIUMS BY GENDER AND MARITAL STATUS
|Marital Status/Gender||Average Rate|
Corpus Christi Auto Insurance Costs by Age
With average payments of $5,621, teenage drivers pay the most in car insurance premiums. Everyone loves to save money, and luckily for drivers in their 50s, they do just that! They have the smallest car insurance premiums among any age group, with rates of $1,515. However, people in their 60s ($1,582) aren’t paying significantly more. The biggest dip in premiums between any age group is from the teenage age bracket to the 20s, as drivers in Corpus Christi start seeing a reduction in premiums of 62%. The first time drivers can anticipate their age to trigger an increase in insurance rates is when they turn 60.
CORPUS CHRISTI CAR INSURANCE PRICES BY DRIVER AGE
Corpus Christi Auto Insurance by Credit Score
For those with Very Poor credit (300-579), as opposed to Exceptional credit (800-850), car insurance premiums more than double. Drivers will see the greatest percent drop in premiums when they boost their credit from Very Good (740-799) to Exceptional (800-850). That change can save them 20% per year.
CORPUS CHRISTI AUTO INSURANCE COSTS BY CREDIT TIER
|Credit Score||Average Rate|
Corpus Christi Car Insurance After an Accident or Moving Violation
Do you know by how much an at-fault accident or violation can raise your car insurance rates? An at-fault accident with greater than $2000 of damages will increase your car insurance premiums more than other driving violations. If you are found at-fault in an accident in Corpus Christi, expect your yearly car insurance premiums to grow by 49%. $719 is the additional cost per year for drivers with a DUI in Corpus Christi, compared to the city average of $1,768. Reckless driving will also bump your rates up, with typical rates of $2,430. That is 37% higher than the city average.
AVERAGE CORPUS CHRISTI INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
|Incident or Violation||Mean Rate|
|At-fault Accident (damages less than $1,000)||$2,640|
|At-fault Accident (damages greater than $2,000)||$2,640|
|Speeding Ticket (16-20 mph over speed limit)||$1,839|
What drives up car insurance rates in Corpus Christi?
Where you live in Corpus Christi affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Corpus Christi is no exception to the rule. From zip code 78404 to 78401, premiums rise by 10 percent—that’s $141.
Expensive Corpus Christi Zip Codes: 78416, 78414, 78409, 78419, 78401
Cheap Corpus Christi Zip Codes: 78404, 78411, 78406, 78413, 78407
Corpus Christi Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.
And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Corpus Christi, you can expect 55 rainy days with an annual rainfall of 29 inches. Corpus Christi is also known to experience thunderstorms and flash floods. You can check on the condition of the roads anytime here.
Rainy Days a Year
Avg. Annual Rainfall
Avg. Annual Snowfall
Find Local Corpus Christi Agents
Swantner & Gordon Insurance Agency, LLC
500 N Shoreline Ste 1200 Corpus Christi, TX 78471
Carlisle Insurance Agency Inc
500 North Water #900 Corpus Christi, TX 78471
Moore Insurance Agency
500 N Water St. Corpus Christi, TX 78401
4925 Everhart Rd Ste 112 Corpus Christi, TX 78411
Keetch & Associates
1718 Santa Fe Corpus Christi, TX 78404
210 S Carancahua St Corpus Christi, TX 78401
Kingsbury Agency Insurance
3038 S Alameda St Corpus Christi, TX 78404
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Corpus Christi Car Insurance
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