Davie Car Insurance

The Zebra
May 30, 2018

Car Insurance in Davie

It is especially vital to cut costs while insuring a vehicle in Davie because Davie premiums are recognized for being costly. They generally surpass the state average by 19%. Who doesn't like to save money? Check out some ways to save on car insurance in Davie.

  • City Average: $2,229
  • State Average: $1,878
  • National Average: $1,427

Davie Car Insurance by Accident or Violation History

Do you realize the impact an accident or violation can have on your premiums? A DUI will increase your car insurance premiums more than other driving violations. On average, a DUI in Davie will cost you 54% more in car insurance premiums versus the city average of $2,229. Reckless driving will bump your rates up as well, with typical rates of $3,404! Nobody plans on getting into an accident, but life happens, so be aware of what one can do to your rates. For individuals in Davie with at-fault accidents, car insurance is an average of $871 more per year.

  • DUI: $3,433
  • Reckless Driving: $3,404
  • At-fault Accident (damages less than $1000): $3,100
  • At-fault Accident (damages greater than $2000): $3,100
  • Speeding Ticket (16-20 mph over speed limit): $2,894

Davie Car Insurance by Credit Rating

For individuals with Exceptional credit (800-850), as opposed to Very Poor credit (300-579), car insurance premiums are 54% less a year. Drivers will see the largest percent drop in premiums when they raise their credit from Fair (580-669) to Good (670-739). That change can save them 19% per year.

  • Very Poor: $4,280
  • Fair: $3,499
  • Good: $2,850
  • Very Good: $2,335
  • Exceptional: $1,955

Davie Car Insurance by Age

Teenage drivers have the largest premiums of any age group. They pay around $6,407 on car insurance premiums. The biggest decline in premiums between any age group is from the teenage age bracket to the 20s, as drivers in Davie start saving an average of 54% every year. Turning 60 causes a rise in premiums, but up until that point drivers can expect premium reductions when they transition between age groups. Drivers in their 50s save money on premiums, as they have the smallest rates among all age groups, paying only $2,025 each year. People in their 60s ($2,066) also have relatively low premiums.

  • Teenagers: $6,407
  • 20s: $2,932
  • 30s: $2,215
  • 40s: $2,169
  • 50s: $2,025
  • 60s: $2,066
  • 70s: $2,516

Davie Car Insurance by Gender and Marital Status

Both gender and marital status are among the many driver attributes that can influence car insurance premiums in Davie. Premiums for men and women tend to vary by 2%, with women paying more. Being married, as opposed to single, can save you $99 per year. Rates for those who are widowed are relatively cheaper than rates for those who are single.

  • Female: $2,266
  • Male: $2,229
  • Single: $2,229
  • Married: $2,130
  • Divorced: $2,229
  • Widowed: $2,179

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