The average Detroiter's annual cost of coverage


Our customer's average savings after comparing insurance


That's equal to 831 coney dogs or $2,077 in savings

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Where you live in Detroit affects your car insurance rates.

Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately, Detroit is no exception to the rule. From zip code 48236 to 48227, premiums rise by 103 percent—that’s $3135.

Expensive Zip Codes

48201   48202   48206   48204   48227  

Cheap Zip Codes

48236   48242   48239   48233   48243  

Be Prepared For

Driving in the Motor City

Major Highways
U.S. 12 I-74 1-95
Toll Roads
Detroit-Windsor Tunnel Ambassador Bridge Website
Popular Day Trips
Tahquamenon Falls Frankenmuth Silver Lake State Park

Detroit Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.

And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Detroit, you can expect 135 rainy days with an annual rainfall of 33.5 inches. Detroit is also known to experience severe winter storms. You can check on the condition of the roads anytime here.


Rainy Days a Year


Avg. Annual Rainfall


Avg. Annual Snowfall

Find Local Detroit Agents

Bergstrom Insurance Agency

30701 W Ten Mile Rd Farmington Hills, MI 48336

HBL Insurance Agency LLC

31600 W 13 Mile Rd Farmington Hills, MI 48334

Shores Agency Inc

710 Notre Dame Grosse Pointe, MI 48230

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