Choosing a car insurance company can be tough: rates fluctuate based on your driving history, age, and location, and every company's discounts vary. Erie and Allied are two of the most popular car insurance companies, providing affordable policies in many states.
In an effort to make insurance shopping seamless, we've pulled average policy rates from Allied and Erie. These rates cover myriad rating factors, including credit rating, driving behavior, and age. Examine these figures and find your next car insurance policy today.
If you have very poor credit, Allied could be the best option for you. Typically, Allied offers lower prices than Erie for prospective clients with credit scores of less than 580. Insurance shoppers with exceptional credit — a score of 800-plus — should consider Erie, which typically beats Allied by $131 annually. View average insurance costs by credit score for Allied and Erie below.
|Credit score||Erie avg. annual premium||Allied avg. annual premium|
|Very Poor (300-579)||$2,402||$1,483|
|Very Good (740-799)||$743||$920|
If you are carrying an at-fault crash, speeding violation, reckless driving citation, or DUI offense on your driving résumé, Erie could be a better choice than Allied. Each insurer prices policies differently after a violation, so it's worth comparing quotes to figure out which insurer suits you.
|Violation||Erie avg. annual premium||Allied avg. annual premium|
|At-fault accident (damage < $1,000)||$893||$1,662|
|At-fault accident (damage > $1,000)||$772||$1,221|
Insurers rely on a driver's age as an indicator of potential risk, pricing premiums accordingly. Auto insurance is commonly more expensive for beginning and young drivers — due to their inexperience — and most affordable for drivers aged 25 or older. Because each insurance company prices ages differently, it's smart to shop around and find the perfect policy for you.
As a general rule, teen drivers should choose Erie before Allied: Erie offers average yearly savings of $1,288 versusAllied.
|Age bracket||Erie avg. annual premium||Allied avg. annual premium|
Finances aside, there are myriad pros and cons of both Erie and Allied, including their discount programs, add-ons, customer satisfaction ratings, and financial stability. Be sure to get quotes and compare rates before purchasing a policy.
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|JD Power Rankings||5 out of 5||3 out of 5|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|About||Erie Insurance provides customers with the flexibility to customize their car insurance by offering over 30 extra policy features, along with the highest levels of customer service.||Allied Insurance, a Nationwide company, offers a variety of packages with customizable coverages, discounts, benefits and rewards to make sure your insurance is right for you.|
|Roadside Assistance||Erie provides 24-hour roadside assistance for an additional fee on your policy that covers reasonable auto towing and required labor cost at the site of your vehicle breakdown.||Allied offers roadside assistance to you and your household members while they are driving and even while they are passengers in other vehicles. The roadside coverage offered by Allied includes towing up to 15 miles from the disablement, fuel delivery, lockout coverage, and jump starts.|
|Additional Discounts||Erie offers an additional discount called "Reduced Usage" that provides a lower rate on your policy if your vehicle is unused for 90 consecutive days during the policy period.||Allied is a subsidiary of Nationwide Insurance and offers additional discounts for being previously insured with Farm Bureau and a policy feature to lock in your rates annually.|
|Recent Questions||Will Erie reinstate my policy after non-payment?|
I was injured in a car accident two months ago, can I still file a claim?
I have had Erie for 31 years..2 home owners and also auto...
How long can an insurance company wait to pay out your claim?
I was rear ended and didn’t go to the hospital. That was two months ago. Now I can barely walk. ...
If the person who damaged my vehicle is paying for the repair out of pocket, will the claim show up anywhere on my record?
In Virginia, is there a time limit on how long after a car accident an insurance company can wait to ...
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Someone dented the hood of my car by standing on it. I got a repair estimate of $500 and the ...
|Will my insurance company cover my vehicle if my cousin was driving my car?|
If I claim my injuries after an accident, will that make my rates higher?
She swerved to miss a deer and ended up hitting a tree. It was cold and slick outside as well ...
Should I cancel my policy if I sold my vehicle and won’t be getting another car for a month?
I rear ended someone this morning and totaled my car. At least it seems so since the airbags went off. ...
How much do car insurance rates go up after a DUI?
I sold my car to get more money than I would on trade-in value, but the check from the buyer...
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My friend just got charged with a DUI and has to pay thousands of dollars in fines. In addition to...
|Compare More||Erie vs. 21st Century Erie vs. Allstate Erie vs. American Family Erie vs. Amica Mutual Insurance Erie vs. Auto Club (AAA) Erie vs. Esurance Erie vs. Farmers Erie vs. Foremost Erie vs. GEICO Erie vs. Infinity Erie vs. Liberty Mutual Erie vs. Mercury Erie vs. MetLife Erie vs. Nationwide Erie vs. Progressive Erie vs. SAFECO Erie vs. Safe Auto Erie vs. State Farm Erie vs. The General Erie vs. The Hartford Erie vs. Titan Erie vs. Travelers Erie vs. USAA||Allied vs. 21st Century Allied vs. Allstate Allied vs. American Family Allied vs. Amica Mutual Insurance Allied vs. Auto Club (AAA) Allied vs. Esurance Allied vs. Farmers Allied vs. Foremost Allied vs. GEICO Allied vs. Infinity Allied vs. Liberty Mutual Allied vs. Mercury Allied vs. MetLife Allied vs. Progressive Allied vs. SAFECO Allied vs. Safe Auto Allied vs. State Farm Allied vs. The General Allied vs. The Hartford Allied vs. Titan Allied vs. Travelers Allied vs. USAA|
|States Offered||Illinois Indiana Kentucky Maryland New York North Carolina Ohio Pennsylvania Tennessee Virginia||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas|
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