Picking a car insurance company is complex: every company's rates differ by driving record, location, and age, and companies offer an array of perks. Erie and Infinity are two of the most popular insurance companies, offering competitively priced policies in most American states.
To help take the sting out of shopping for car insurance, we've pulled average rates from Infinity and Erie. These take into consideration myriad rating factors, including credit history, driving history, and age. Check out the below rates and find your next car insurance policy today.
If you have very bad credit, Erie could be the best option for you. Typically, Erie offers cheaper rates than Infinity for drivers with credit scores of 579 or less. Insurance shoppers with exceptional credit — a score of 800-plus — should consider Erie, which typically beats Infinity by $3,155 per year. View common insurance costs by credit score for Infinity and Erie below.
|Credit score||Erie avg. annual premium||Infinity avg. annual premium|
|Very Poor (300-579)||$2,402||$7,847|
|Very Good (740-799)||$743||$4,045|
If you're dealing with an at-fault crash, speeding ticket, reckless driving citation, or DUI in your rear view mirror, Erie could be a better choice than Infinity. Every car insurance company prices policies differently after a violation, so always do your due diligence and compare quotes to understand which insurer suits you.
|Violation||Erie avg. annual premium||Infinity avg. annual premium|
|At-fault accident (damage < $1,000)||$893||$5,774|
|At-fault accident (damage > $1,000)||$772||$4,487|
Insurance companies use a driver's age as an estimator of risk, assigning rates accordingly. An insurance policy is typically priciest for teens — due to their inexperience — and more affordable for middle-aged drivers. Because every insurance company evaluates ages differently, it's wise to compare rates and find a suitable policy.
As a general rule, teen drivers should choose Erie instead of Infinity: Erie offers average yearly savings of $14,053 versusInfinity.
|Age||Erie avg. annual premium||Infinity avg. annual premium|
Finances aside, there are myriad pros and cons of both Erie and Infinity, including the insurers' discount programs, add-ons, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|JD Power Rankings||5 out of 5||Not Rated out of 5|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|About||Erie Insurance provides customers with the flexibility to customize their car insurance by offering over 30 extra policy features, along with the highest levels of customer service.||Infinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage.|
|Roadside Assistance||Erie provides 24-hour roadside assistance for an additional fee on your policy that covers reasonable auto towing and required labor cost at the site of your vehicle breakdown.||Infinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period.|
|Additional Discounts||Erie offers an additional discount called "Reduced Usage" that provides a lower rate on your policy if your vehicle is unused for 90 consecutive days during the policy period.||Infinity offers an additional discount in most states for registering your policy account profile online.|
|Recent Questions||Will Erie reinstate my policy after non-payment?|
I was injured in a car accident two months ago, can I still file a claim?
I have had Erie for 31 years..2 home owners and also auto...
How long can an insurance company wait to pay out your claim?
I was rear ended and didn’t go to the hospital. That was two months ago. Now I can barely walk. ...
If the person who damaged my vehicle is paying for the repair out of pocket, will the claim show up anywhere on my record?
In Virginia, is there a time limit on how long after a car accident an insurance company can wait to ...
See More Questions
Someone dented the hood of my car by standing on it. I got a repair estimate of $500 and the ...
|Is it worth filing a claim for a scratch on my car that happened when it was parked?|
When filling out quotes, do I have to disclose an accident that my friend had while driving my car?
I was parked on the street for a few hours and came back to a scratch from my back driver-side ...
If I file a claim for denting my car door on a beam, will my insurance rate increase?
A friend of mine got into an accident in my car while it was not insured. I’m currently looking for ...
See More Questions
I was parked in my driveway and opened my door into a beam that was sticking out of a pile ...
|Compare More||Erie vs. 21st Century Erie vs. Allied Erie vs. Allstate Erie vs. American Family Erie vs. Amica Mutual Insurance Erie vs. Auto Club (AAA) Erie vs. Esurance Erie vs. Farmers Erie vs. Foremost Erie vs. GEICO Erie vs. Liberty Mutual Erie vs. Mercury Erie vs. MetLife Erie vs. Nationwide Erie vs. Progressive Erie vs. SAFECO Erie vs. Safe Auto Erie vs. State Farm Erie vs. The General Erie vs. The Hartford Erie vs. Titan Erie vs. Travelers Erie vs. USAA||Infinity vs. 21st Century Infinity vs. Allied Infinity vs. Allstate Infinity vs. American Family Infinity vs. Amica Mutual Insurance Infinity vs. Auto Club (AAA) Infinity vs. Esurance Infinity vs. Farmers Infinity vs. Foremost Infinity vs. GEICO Infinity vs. Liberty Mutual Infinity vs. Mercury Infinity vs. MetLife Infinity vs. Nationwide Infinity vs. Progressive Infinity vs. SAFECO Infinity vs. Safe Auto Infinity vs. State Farm Infinity vs. The General Infinity vs. The Hartford Infinity vs. Titan Infinity vs. Travelers Infinity vs. USAA|
|States Offered||Illinois Indiana Kentucky Maryland New York North Carolina Ohio Pennsylvania Tennessee Virginia||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas|
“What you don’t know can’t hurt you…” … is an entirely false statement in the world of auto insurance. Car...
Today The Zebra announced that we closed a record-breaking $40 million Series B funding round, led by Accel Partners. As...
Insurance technology (also known as InsurTech or InsureTech) is en vogue. Whether it’s a new model of underwriting or new...
As driverless vehicles become less a futuristic dream and more a reality, our current system – which is obviously based...
With auto insurance rates on the rise over the last five years, I’m constantly asked who’s responsible for auto...
We know that tech and automotive companies are racing to create increasingly connected, autonomous cars. In fact, many of us...
At The Zebra, insurance is our bread and butter. But in this enormous and complicated industry, there are lines of...
Car insurance companies may occasionally cancel policies if customers fail to pay the premium, commit insurance fraud, make unapproved modifications that change the...
Far from a victimless crime perpetuated against bloated corporations, insurance fraud reaches into the lives of everyday citizens. It costs the industry...
In the U.S., drivers are legally required to carry auto insurance. (Even in New Hampshire, the only state where drivers...
Rate increase? Click to find the cheapest rates on car insurance → Lower gas prices = more road traffic...
By Alyssa Connolly, The Zebra We have exciting news on The Zebra front! Today we announced that we closed $17...
In the week following October 10, a story of law enforcement cracking down on a drunk driver spread quickly across...
The defining characteristics of the 80 million young people currently between the ages 18 and 34 has been much debated....
Driving fewer miles can mean insurance premium savings—for some people with some insurance carriers. So how much less must you...
Purchasing car insurance: for US citizens, it’s often a rather mundane chore—something that whittles away at disposable income, but without...
Sometimes things aren’t what they seem at the scene of a car crash, or even on the repair shop floor....
Pop quiz: What’s the largest potential technological disrupter of the car insurance industry? (Besides The Zebra, of course.) Answer: telematics....
A traffic ticket of any kind is bad enough—the extra money, the time spent in traffic court or diversion, the...
Anyone who’s ever searched for an auto insurance company knows by the questions they’re asked—plentiful and at times personal—that a...
If you haven’t had a car accident or made an insurance claim recently, you probably only think about your car...
You just can’t try insurance before you buy it—not really. You can read car insurance company reviews via some online...