Picking a car insurance company is complex: rates may vary based on your driving history, age, and location, and every company provides a different set of discounts. Erie and Safe Auto are two of the most popular insurance companies, offering high-quality coverage across large swaths of the US.
In an effort to simplify the comparison process, we've pulled average insurance premiums from Safe Auto and Erie. The below cover a variety of pricing factors, including credit history, driving behavior, and age. Compare rates and find the perfect policy for you.
If you have extremely bad credit, Erie could be preferable to Erie. On average, Erie offers lower premiums than Safe Auto for drivers with credit scores of 579 or less. Insurance shoppers with exceptional credit — a score of 800 or better — should lean toward Erie, which typically beats Safe Auto by $1,195 annually. Check out common insurance rates by credit level for Safe Auto and Erie below.
|Credit level||Erie avg. annual premium||Safe Auto avg. annual premium|
|Very Poor (300-579)||$2,402||$3,799|
|Very Good (740-799)||$743||$1,937|
If you are saddled with an at-fault crash, speeding violation, reckless driving citation, or DUI in your recent history, Erie could be a better choice than Safe Auto. Each car insurance company prices its policies differently, so it's worth comparing quotes to understand which insurer is best for you.
|Infraction||Erie avg. annual premium||Safe Auto avg. annual premium|
|At-fault accident (damage < $1,000)||$893||$2,867|
|At-fault accident (damage > $1,000)||$772||$2,837|
Insurance companies use age as an estimator of risk, assigning rates accordingly. Insurance is typically more expensive for drivers younger than 25 — thanks to their inexperience — and most affordable for drivers aged 25 or older. Since each insurance company prices ages in a different way, it's a smart move to shop around.
As a general rule, teen drivers should choose Erie before Safe Auto: Erie offers average yearly savings of $6,024 versusSafe Auto.
|Age tier||Erie avg. annual premium||Safe Auto avg. annual premium|
Affordability aside, Erie and Safe Auto come with pros and cons, including their discounts, perks, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.
|Discount Comparison||Erie||Safe Auto|
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|Ratings Comparison||Erie||Safe Auto|
|JD Power Rankings||5 out of 5||3 out of 5|
|Other Products||Erie||Safe Auto|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|Other Features||Erie||Safe Auto|
|About||Erie Insurance provides customers with the flexibility to customize their car insurance by offering over 30 extra policy features, along with the highest levels of customer service.||At SafeAuto, we strive to provide caring and professional customer service 24/7, and to help make insurance affordable to every driver, no matter the situation. We provide you flexibility to access your accounts and make payments online, by phone, or through our mobile app. We offer convenience through our hassle-free automatic payments and immediate proof of insurance when you insure with us.|
|Roadside Assistance||Erie provides 24-hour roadside assistance for an additional fee on your policy that covers reasonable auto towing and required labor cost at the site of your vehicle breakdown.||Safe Auto's roadside assistance coverage pays for towing services and certain repair costs required to make your car operable.|
|Additional Discounts||Erie offers an additional discount called "Reduced Usage" that provides a lower rate on your policy if your vehicle is unused for 90 consecutive days during the policy period.||Safe Auto specializes in providing minimum, state required coverage and full coverage to drivers who have had some trouble getting affordable rates due to tickets, accidents, and license issues.|
|Recent Questions||Will Erie reinstate my policy after non-payment?|
I was injured in a car accident two months ago, can I still file a claim?
I have had Erie for 31 years..2 home owners and also auto...
How long can an insurance company wait to pay out your claim?
I was rear ended and didn’t go to the hospital. That was two months ago. Now I can barely walk. ...
If the person who damaged my vehicle is paying for the repair out of pocket, will the claim show up anywhere on my record?
In Virginia, is there a time limit on how long after a car accident an insurance company can wait to ...
See More Questions
Someone dented the hood of my car by standing on it. I got a repair estimate of $500 and the ...
|Should I get full coverage from a less well-known insurer?|
Who is at-fault when parking spot stopper had bolts sticking out of it?
I recently wrecked my car, my fault, with only liability. I need to replace it and the collision place that ...
If my daughter is uninsured and gets rear-ended by another driver, will their insurance cover her damage?
I pulled too far forward while parking and hit the cement stopper which had bolts sticking out of it. It ...
Do car insurance companies share information?
My daughter is listed as a driver on my policy but she just recently got the car and I haven’t ...
See More Questions
My rate went up after I had an accident so I shopped around and found a better price with a ...
|Compare More||Erie vs. 21st Century Erie vs. Allied Erie vs. Allstate Erie vs. American Family Erie vs. Amica Mutual Insurance Erie vs. Auto Club (AAA) Erie vs. Esurance Erie vs. Farmers Erie vs. Foremost Erie vs. GEICO Erie vs. Infinity Erie vs. Liberty Mutual Erie vs. Mercury Erie vs. MetLife Erie vs. Nationwide Erie vs. Progressive Erie vs. SAFECO Erie vs. State Farm Erie vs. The General Erie vs. The Hartford Erie vs. Titan Erie vs. Travelers Erie vs. USAA||Safe Auto vs. 21st Century Safe Auto vs. Allied Safe Auto vs. Allstate Safe Auto vs. American Family Safe Auto vs. Amica Mutual Insurance Safe Auto vs. Auto Club (AAA) Safe Auto vs. Esurance Safe Auto vs. Farmers Safe Auto vs. Foremost Safe Auto vs. GEICO Safe Auto vs. Infinity Safe Auto vs. Liberty Mutual Safe Auto vs. Mercury Safe Auto vs. MetLife Safe Auto vs. Nationwide Safe Auto vs. Progressive Safe Auto vs. SAFECO Safe Auto vs. State Farm Safe Auto vs. The General Safe Auto vs. The Hartford Safe Auto vs. Titan Safe Auto vs. Travelers Safe Auto vs. USAA|
|States Offered||Illinois Indiana Kentucky Maryland New York North Carolina Ohio Pennsylvania Tennessee Virginia||Arizona Georgia Illinois Indiana Louisiana Missouri Ohio Pennsylvania Texas Virginia|
“What you don’t know can’t hurt you…” … is an entirely false statement in the world of auto insurance. Car...
Today The Zebra announced that we closed a record-breaking $40 million Series B funding round, led by Accel Partners. As...
Insurance technology (also known as InsurTech or InsureTech) is en vogue. Whether it’s a new model of underwriting or new...
As driverless vehicles become less a futuristic dream and more a reality, our current system – which is obviously based...
With auto insurance rates on the rise over the last five years, I’m constantly asked who’s responsible for auto...
We know that tech and automotive companies are racing to create increasingly connected, autonomous cars. In fact, many of us...
At The Zebra, insurance is our bread and butter. But in this enormous and complicated industry, there are lines of...
Car insurance companies may occasionally cancel policies if customers fail to pay the premium, commit insurance fraud, make unapproved modifications that change the...
Far from a victimless crime perpetuated against bloated corporations, insurance fraud reaches into the lives of everyday citizens. It costs the industry...
In the U.S., drivers are legally required to carry auto insurance. (Even in New Hampshire, the only state where drivers...
Rate increase? Click to find the cheapest rates on car insurance → Lower gas prices = more road traffic...
By Alyssa Connolly, The Zebra We have exciting news on The Zebra front! Today we announced that we closed $17...
In the week following October 10, a story of law enforcement cracking down on a drunk driver spread quickly across...
The defining characteristics of the 80 million young people currently between the ages 18 and 34 has been much debated....
Driving fewer miles can mean insurance premium savings—for some people with some insurance carriers. So how much less must you...
Purchasing car insurance: for US citizens, it’s often a rather mundane chore—something that whittles away at disposable income, but without...
Sometimes things aren’t what they seem at the scene of a car crash, or even on the repair shop floor....
Pop quiz: What’s the largest potential technological disrupter of the car insurance industry? (Besides The Zebra, of course.) Answer: telematics....
A traffic ticket of any kind is bad enough—the extra money, the time spent in traffic court or diversion, the...
Anyone who’s ever searched for an auto insurance company knows by the questions they’re asked—plentiful and at times personal—that a...
If you haven’t had a car accident or made an insurance claim recently, you probably only think about your car...
You just can’t try insurance before you buy it—not really. You can read car insurance company reviews via some online...