Erie vs Titan Car Insurance

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Erie or Titan:
Which Company is Best for You?

Erie and Titan are two of the biggest names in insurance, with an advertising reach to match. Chances are you've seen more than one commercial from either in the past month. Erie was founded in 1925, while Titan was founded in 1926. Both are widely-trusted companies, but which has the discounts, services, and customer ratings that matter most to you? See how they stack up below.
Discount ComparisonErieTitan
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings ComparisonErieTitan
Financial Strength SuperiorExcellent
JD Power Rankings
100% filled Star icon 100% filled Star icon 100% filled Star icon 100% filled Star icon 100% filled Star icon
5 out of 5
100% filled Star icon 100% filled Star icon 100% filled Star icon 0.0% filled Star icon 0% filled Star icon
3 out of 5
User Satisfaction

A+

A-

Other ProductsErieTitan
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other FeaturesErieTitan
AboutErie Insurance provides customers with the flexibility to customize their car insurance by offering over 30 extra policy features, along with the highest levels of customer service.Titan, a subsidiary of Nationwide, no longer sells auto or commercial vehicle insurance. Prospective or current clients should contact Nationwide for additional information.
Roadside AssistanceErie provides 24-hour roadside assistance for an additional fee on your policy that covers reasonable auto towing and required labor cost at the site of your vehicle breakdown.24/7 roadside assistance is available through Titan as an optional coverage and includes towing, tire change, battery jump start, fuel delivery, lock-out service, and vehicle extrication.
Additional DiscountsErie offers an additional discount called "Reduced Usage" that provides a lower rate on your policy if your vehicle is unused for 90 consecutive days during the policy period.Titan is a Nationwide affiliate and offers additional discounts for vehicles used for farm purposes as well as lower rates for driving experience under their "Mature Driver" discount.
Recent QuestionsWill Erie reinstate my policy after non-payment?
It's very likely they will reinstate your policy if you pay the amount past due and any potential fees associated with the cancellation. Because each company has their own administrative rules regarding reinstatement, it's very likely for you to be able to get your policy active again.
I was injured in a car accident two months ago, can I still file a claim?
The statute of limitations for filing a bodily injury claim in North Carolina is 3 years. So you are still within your legal time frame to file a claim even though your car's claim was completed.
How long can an insurance company wait to pay out your claim?
Virginia law does not specify an actual time frame for a claim payout but simply requires that insurance companies pay claims in a reasonable time. Most insurance companies want to close claims as quickly as possible, however, so you may want to contact that company directly to ask if they have an estimated date of the payout.
If the person who damaged my vehicle is paying for the repair out of pocket, will the claim show up anywhere on my record?
Unless you notified an insurance company to file a claim or a police officer wrote an incident report of the damage, the repair will not be documented on your driving record or claims history. Insurance companies verify your driving history by looking at your Motor Vehicle Report (MVR) and CLUE report.
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Should I contact the police and insurance company days after I rear ended a car?
It is unlikely that the other driving contacting the police days after the accident will result in any citation. Unless they were called to the scene, they probably won't even be able to write an accident report.
Which state would I need to get insurance in if my daughter will be attending graduate school out-of-state and the car is in my name?
The vehicle will need to be insured in the state where it is driven, so you have 1 of 2 options. You can have your daughter added as a co-owner of the vehicle and she will be able to register and insure the vehicle in her name, in the new state.
If my husband backed into a parked car and put a tiny dent in a bumper that was already severely damaged, is he liable for the entire bumper?
Your husband should only be liable for the damage he caused. However, your insurance company will ultimately decide what they will and won't cover regarding the repair or replacement of the bumper.
Can I file a claim if we agreed to not pursue a claim but the other driver changed their mind?
It isn't too late to file a claim, even if you and the other driver agreed not to, since your insurance policy is intended to cover you after an accident. If you are considered to be at-fault in the accident then your company should pay for the damage caused to the other driver.
See More Questions
Compare MoreErie vs. 21st Century Erie vs. Allied Erie vs. Allstate Erie vs. American Family Erie vs. Amica Mutual Insurance Erie vs. Auto Club (AAA) Erie vs. Esurance Erie vs. Farm Bureau Mutual Erie vs. Farmers Erie vs. Foremost Erie vs. GEICO Erie vs. Infinity Erie vs. Liberty Mutual Erie vs. Mercury Erie vs. MetLife Erie vs. Nationwide Erie vs. North Star Mutual Erie vs. Progressive Erie vs. Safe Auto Erie vs. Safeco Erie vs. State Farm Erie vs. The General Erie vs. The Hartford Erie vs. Travelers Erie vs. USAATitan vs. 21st Century Titan vs. Allied Titan vs. Allstate Titan vs. American Family Titan vs. Amica Mutual Insurance Titan vs. Auto Club (AAA) Titan vs. Esurance Titan vs. Farmers Titan vs. Foremost Titan vs. GEICO Titan vs. Infinity Titan vs. Liberty Mutual Titan vs. Mercury Titan vs. MetLife Titan vs. Progressive Titan vs. Safe Auto Titan vs. Safeco Titan vs. State Farm Titan vs. The General Titan vs. The Hartford Titan vs. Travelers Titan vs. USAA
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Erie vs Titan

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