Esurance vs MetLife
Car Insurance

Esurance and MetLife are two of the biggest names in insurance, with an advertising reach to match. Chances are you've seen more than one commercial from either in the past month. Esurance was founded in 1999, while MetLife was founded in 1959. Both are widely-trusted companies, but which has the discounts, services, and customer ratings that matter most to you? See how they stack up below.

Compare all car insurance companies at once.

Your information is secure.

Esurance or MetLife:
Which Company is Best for You?

Discount Comparison Esurance MetLife
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings Comparison Esurance MetLife
Financial Strength Superior Superior
JD Power Rankings
3 out of 5
3 out of 5
User Satisfaction

A+

A+

Other Products Esurance MetLife
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other Features Esurance MetLife
About From car insurance to homeowners, motorcycle, and renters coverage, Esurance will be there for you from quote to claim with lightening-fast claims and proven financial strength. MetLife Auto & Home MyDirect’s 100% digital experience lets you easily buy and manage your policy all online – without ever speaking to an agent over the phone. It’s the first of its kind and backed by the experience of MetLife Auto & Home.
Roadside Assistance Esurance's Emergency Roadside Service will pay up to $75 towards roadside services including towing assistance, tire changes, gas, oil, and water delivery, battery service and lockout service. You may need to have comprehensive and collision coverage as a prerequisite to add this coverage to your policy. MetLife offers optional Towing & Labor Coverage to help reimburse you for towing and other roadside-assistance expenses.
Additional Discounts Esurance offers an additional discount for customers who have obtained emergency road assistance from a provider other than Esurance (such as AAA or the National Automobile Club). MetLife offers additional savings through a Deductible Savings Benefit (available in select states), which enables you to earn $50 every year you don't make a claim, up to a maximum of $250 that may be used toward your deductible, if you have a covered loss.
Recent Questions
Compare More vs. 21st Century vs. Allied vs. Allstate vs. American Family vs. Amica Mutual Insurance vs. Auto Club (AAA) vs. Erie vs. Farmers vs. Foremost vs. GEICO vs. Infinity vs. Liberty Mutual vs. Mercury vs. Nationwide vs. Progressive vs. Safe Auto vs. Safeco vs. State Farm vs. The General vs. The Hartford vs. Titan vs. Travelers vs. USAA vs. 21st Century vs. Allied vs. Allstate vs. American Family vs. Amica Mutual Insurance vs. Auto Club (AAA) vs. Erie vs. Farmers vs. Foremost vs. GEICO vs. Infinity vs. Liberty Mutual vs. Mercury vs. Nationwide vs. Progressive vs. Safe Auto vs. Safeco vs. State Farm vs. The General vs. The Hartford vs. Titan vs. Travelers vs. USAA
States Offered Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas
Additional Resources:

Esurance vs MetLife

How Do Car Insurance Companies Determine Rates?
How Do Car Insurance Companies Determine Rates?
Jun 15, 2017

If you’re one of the 250 million drivers in the United States, you’re required by law to have car insurance....

Car Insurance for Seniors
Car Insurance for Seniors
May 26, 2017

Some senior stats for you: By 2030, one in five Americans will be over 65. The first of the baby...

Mexico Insurance: What Is It and What Companies Offer It?
Mexico Insurance: What Is It and What Companies Offer It?
Feb 06, 2017

Your U.S. driver’s license is valid nearly anywhere in the world you might find yourself driving. However, car insurance policies...

Can I Pay My Car Insurance with Bitcoin?
Can I Pay My Car Insurance with Bitcoin?
Jan 23, 2017

Unless you’re a whiz of the finance or technology variety, the concept of Bitcoin might still be mostly relegated to...

Another Car Recall? 5 Things for Every Driver to Consider
Another Car Recall? 5 Things for Every Driver to Consider
Mar 01, 2016

Does it seem to you that the news announces another car recall just about every other day? Or perhaps you’re...

What to Do When You Get in a Crash with an Uninsured Driver
What to Do When You Get in a Crash with an Uninsured Driver
Feb 16, 2016

Auto insurance is compulsory in every U.S. state except New Hampshire, and motorists must carry their state’s minimum requirements to...

The NAIAS: Auto Show or Beauty Pageant?
The NAIAS: Auto Show or Beauty Pageant?
Jan 29, 2016

One trend stood out during reporting on this year’s North American International Auto Show (also known as the Detroit Auto...

The Best Apps for Car Crashes and Emergencies
The Best Apps for Car Crashes and Emergencies
Dec 16, 2015

If you’ve ever been involved in a car crash, you know how difficult it can be to remember each detail...

How to Survive Driving in Extreme Weather Conditions
How to Survive Driving in Extreme Weather Conditions
Dec 09, 2015

Extreme weather is like a bear attack: when it happens to you—or when you imagine it happening and try to...

Cancelled Insurance Policies: Do You Get Refunded?
Cancelled Insurance Policies: Do You Get Refunded?
Oct 28, 2015

At Quoted, we talk a lot about the importance of shopping around for your auto insurance policy—whether you’re combating possible...

Vehicle Identification Number 101
Vehicle Identification Number 101
Oct 14, 2015

Even if you’re not a car expert, you’ve probably heard of a VIN—a Vehicle Identification Number. You know it’s something...

5 Things to Do Immediately If Your Car Is Stolen
5 Things to Do Immediately If Your Car Is Stolen
Sep 30, 2015

When we experience traumatic events, it can be difficult to think clearly and logically. Having guidelines and sets of steps...

Car Insurance Scams: Are You A Target?
Car Insurance Scams: Are You A Target?
Aug 10, 2015

Sometimes things aren’t what they seem at the scene of a car crash, or even on the repair shop floor....

Love Wins: Car Insurance Updates for Newly Married Same-Sex Couples
Love Wins: Car Insurance Updates for Newly Married Same-Sex Couples
Jul 09, 2015

Justice and equality scored a big win on June 26th, 2015: the Supreme Court made marriage a right for all...

Are Car Alarms Actually Helpful?
Are Car Alarms Actually Helpful?
Jun 26, 2015

When you hear the 125 decible jet-engine level bleating of a car alarm, do you race to the phone to...

How To Shop For Car Insurance With a Bad Driving Record
How To Shop For Car Insurance With a Bad Driving Record
Jun 23, 2015

Trying to shop for car insurance can be stressful enough, let alone if your driving record is looking spotty. We’ve...

The Zebra’s Carpool Party Giveaway
The Zebra’s Carpool Party Giveaway
Jun 22, 2015

Barbecues, fireworks, lakefront property (if you’re fancy) or river-side soirees (if you’re us), not to mention reunions and vacations: There’re...

AAA vs. Roadside Assistance Coverage: Which is Better?
AAA vs. Roadside Assistance Coverage: Which is Better?
Jun 19, 2015

On your list of car things to square away ahead of time, “What to do when you need a tow”...

Driving Abroad While on Vacation: Europe
Driving Abroad While on Vacation: Europe
Jun 03, 2015

Whether you’re traveling the coastal loop of Ireland or tooling around in southern France, if you plan to drive on...

Windshield Repair — at Home?
Windshield Repair — at Home?
May 29, 2015

It’s a sight no car owner wants to see: the slow-spreading spider web of a growing windshield crack. Or worse,...

Borrowing Cars: Yea or Nay?
Borrowing Cars: Yea or Nay?
May 11, 2015

It’s a Friday night and your friend who got into a fender bender is out a ride while her wheels...

You’ll Never Guess The Number One Suspect of Your Stolen Car
You’ll Never Guess The Number One Suspect of Your Stolen Car
Apr 27, 2015

If you’ve never had your car stolen, then you don’t know the sinking feeling that quickly turns to panic when...

Road Rage + Your Insurance
Road Rage + Your Insurance
Mar 19, 2015

A few weeks ago, an Oklahoma man tried to change lanes in front of what he reports as “the wrong...

10 Best Cars to Buy Used Instead of New
10 Best Cars to Buy Used Instead of New
Feb 19, 2015

In the market for a car? We’re sure you’re aware that one of the many, many decisions you’ll have to...

Car Modifications and Insurance: How Pricey Will It Be to Insure Your Customized Ride?
Car Modifications and Insurance: How Pricey Will It Be to Insure Your Customized Ride?
Feb 10, 2015

We know your precious car is just like a snowflake: beautiful and singular—or at least it is now, thanks to...

Love Wins: Car Insurance Updates for Newly Married Same-Sex Couples
Love Wins: Car Insurance Updates for Newly Married Same-Sex Couples
Jul 09, 2015

Justice and equality scored a big win on June 26th, 2015: the Supreme Court made marriage a right for all...