Everett Car Insurance

The Zebra
May 30, 2018

Car Insurance in Everett

Cutting costs while insuring a vehicle in Everett is vital because premiums in Everett are recognized for being pricey. They are generally 14% higher than the state average. Who doesn't like to save money? Check out some ways to save on car insurance in Everett.

  • City Average: $1,325
  • State Average: $1,160
  • National Average: $1,427

Everett Car Insurance by Credit Rating

The disparity between average car insurance premiums in Everett for individuals with Exceptional credit (800-850) and Very Poor credit (300-579) is $1,409 a year. Drivers will see the largest decrease in premiums when they improve their credit from Very Poor (300-579) to Fair (580-669). That change can save them $267 per year.

  • Very Poor: $2,534
  • Fair: $2,064
  • Good: $1,687
  • Very Good: $1,392
  • Exceptional: $1,125

Everett Car Insurance by Age

At $1,175, drivers in their 50s have the smallest rates among any age group. People in their 60s ($1,210) aren’t paying significantly more. Car insurance premiums are highest for teenage drivers, with typical rates of $5,417 per year. The largest decline in premiums between any age group is from the teenage age range to the 20s, as drivers in Everett start seeing a reduction in premiums of 67%. While car insurance premiums for drivers will continue to decline through their 50s, they should anticipate a change when they turn 60.

  • Teenagers: $5,417
  • 20s: $1,776
  • 30s: $1,301
  • 40s: $1,240
  • 50s: $1,175
  • 60s: $1,210
  • 70s: $1,530

Everett Car Insurance by Gender and Marital Status

A lot of driver traits, including marital status and gender, can have an effect on car insurance premiums in Everett. Premiums for men tend to be 2% cheaper than for women. Being single, as opposed to married, can cost you $55 more per year. Rates for those who are widowed are marginally cheaper than rates for those who are single.

  • Female: $1,357
  • Male: $1,325
  • Single: $1,325
  • Married: $1,270
  • Divorced: $1,325
  • Widowed: $1,304

Everett Car Insurance by Accident or Violation History

Having a spotless driving record is imperative if you want to keep the expense of premiums low. No one plans on getting into an accident, but life happens, so be aware of how your rates can change after one. In Everett, those who are found at-fault in an accident end up spending 32% more than the city average on car insurance each year. Do you want to increase your premiums by $238? If not, be aware of your speed because getting pulled over for speeding by 16-20mph in Everett will trigger that increase.

  • DUI: $1,975
  • Reckless Driving: $2,080
  • At-fault Accident (damages less than $1000): $1,753
  • At-fault Accident (damages greater than $2000): $1,753
  • Speeding Ticket (16-20 mph over speed limit): $1,563

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