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Choosing a car insurance company can be complicated: rates can fluctuate by driving record, age, and location, and every company's discounts vary. Farm Bureau Mutual and Allied are two of the top car insurance companies, providing competitively priced insurance policies across large portions of America.
In an effort to take the sting out of shopping for car insurance, we gathered average policy rates from Allied and Farm Bureau Mutual. These take into consideration a variety of rating factors, including credit rating, driving history, and age. Examine these rates and find the right policy for you.
If you have very poor credit, Allied could be a better option for you. On average, Allied offers better premiums than Farm Bureau Mutual for drivers with credit scores of less than 580. Those with exceptional credit — a score of 800 or better — should consider View average insurance costs by credit tier for Allied and Farm Bureau Mutual below.
|Credit level||Farm Bureau Mutual avg. annual premium||Allied avg. annual premium|
|Very Poor (300-579)||$1,780||$1,483|
|Very Good (740-799)||$932||$920|
If you're saddled with an at-fault collision, speeding ticket, reckless driving violation, or DUI offense on your driving record, Farm Bureau Mutual could be a better choice than Allied. Each insurance company enacts rate penalties differently, so don't hesitate to shop around to understand which insurer is best for you.
|Citation||Farm Bureau Mutual avg. annual premium||Allied avg. annual premium|
|At-fault accident (damage < $1,000)||$1,224||$1,662|
|At-fault accident (damage > $1,000)||$1,294||$1,221|
Car insurance companies rely on age as an estimator of risk, assigning rates accordingly. Auto insurance is commonly more expensive for teen drivers — due to their inexperience — and most affordable for middle-aged drivers. Because every car insurance company prices age brackets differently, it's worth shopping around and finding the best rate for you.
As a general rule, teen drivers should choose Farm Bureau Mutual before Allied: Farm Bureau Mutual offers average yearly savings of $759, compared to Allied.
|Age tier||Farm Bureau Mutual avg. annual premium||Allied avg. annual premium|
Costs aside, Farm Bureau Mutual and Allied each have pros and cons, including their discount programs, add-ons, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.
|Discount Comparison||Farm Bureau Mutual||Allied|
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|Ratings Comparison||Farm Bureau Mutual||Allied|
|JD Power Rankings||Not Rated|
|Other Products||Farm Bureau Mutual||Allied|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|Other Features||Farm Bureau Mutual||Allied|
|About||Farm Bureau Mutual of Iowa focuses on building trusted relationships and helping you protect what matters most, so they can help you find the right products at the right time as you work to achieve your goals.||Allied Insurance, a Nationwide company, offers a variety of packages with customizable coverages, discounts, benefits and rewards to make sure your insurance is right for you.|
|Roadside Assistance||Farm Bureau Mutual offers 24/7 roadside assistance to members at no added expense. The company's Emergency Roadside Assistance coverage includes up to $100 for emergency service nationwide.||Allied offers roadside assistance to you and your household members while they are driving and even while they are passengers in other vehicles. The roadside coverage offered by Allied includes towing up to 15 miles from the disablement, fuel delivery, lockout coverage, and jump starts.|
|Additional Discounts||None Available||Allied is a subsidiary of Nationwide Insurance and offers additional discounts for being previously insured with Farm Bureau and a policy feature to lock in your rates annually.|
|Recent Questions||Will my insurance company cover my vehicle if my cousin was driving my car?|
If I claim my injuries after an accident, will that make my rates higher?
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Should I cancel my policy if I sold my vehicle and won’t be getting another car for a month?
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How much do car insurance rates go up after a DUI?
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|Compare More||Farm Bureau Mutual vs. 21st Century Farm Bureau Mutual vs. Allstate Farm Bureau Mutual vs. American Family Farm Bureau Mutual vs. Amica Mutual Insurance Farm Bureau Mutual vs. Auto Club (AAA) Farm Bureau Mutual vs. Erie Farm Bureau Mutual vs. Farmers Farm Bureau Mutual vs. GEICO Farm Bureau Mutual vs. Infinity Farm Bureau Mutual vs. Liberty Mutual Farm Bureau Mutual vs. Mercury Farm Bureau Mutual vs. MetLife Farm Bureau Mutual vs. Nationwide Farm Bureau Mutual vs. North Star Mutual Farm Bureau Mutual vs. Progressive Farm Bureau Mutual vs. SAFECO Farm Bureau Mutual vs. Safe Auto Farm Bureau Mutual vs. State Farm||Allied vs. 21st Century Allied vs. Allstate Allied vs. American Family Allied vs. Amica Mutual Insurance Allied vs. Auto Club (AAA) Allied vs. Erie Allied vs. Esurance Allied vs. Farmers Allied vs. Foremost Allied vs. GEICO Allied vs. Infinity Allied vs. Liberty Mutual Allied vs. Mercury Allied vs. MetLife Allied vs. North Star Mutual Allied vs. Progressive Allied vs. SAFECO Allied vs. Safe Auto Allied vs. State Farm Allied vs. The General Allied vs. The Hartford Allied vs. Titan Allied vs. Travelers Allied vs. USAA|
|States Offered||Arizona Iowa Kansas Minnesota Nebraska New Mexico South Dakota Utah||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas|
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